2140 Packard Pl, El Cajon, CA 92019 Property Records

San Diego County property record for 2140 Packard Pl, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,436 sqft · built 1985
Lot Size0.227 acres (9,896 sqft)
OwnerCompany Name on Record
Last Sale$146,000 (Apr 1985)
Tax Bill$3,870 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN518-141-72-00

Property Details

APN / Parcel Number

Primary APN518-141-72-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,436 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area9,896 sqft (0.227 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2140 PACKARD PL
CityEL CAJON
StateCA
Zip92019-4236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 877 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT 3584-2
Legal Tract009433
Legal Block3
Legal Lot Number836,8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2140 PACKARD PL, EL CAJON, CA 92019-4236
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 1985 · Amount on Record
Deed SaleApr 30, 1985 · Amount on Record
Deed Document Number1985150291
Last Transfer DateJul 28, 2010
Transfer Doc0000426886
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2140 PACKARD PL, EL CAJON, CA 92019-4236
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000300862
DateJun 11, 2020
Instrument2020-0300862
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2140 PACKARD PL, EL CAJON, CA 92019-4236
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2140 PACKARD PL, EL CAJON, CA 92019-4236

Mortgage

Document Number0000710023
DateNov 12, 2020
Instrument2020-0710023
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$322,029 (+2%) Land $78,706 Building $243,323
2025$3,870.00 (+2.3%) Homeowner's exemption$315,715 (+4.04%) Land $77,163 Building $238,552
2023$3,783.00 (+1.75%) Homeowner's exemption$303,457 Land $74,167 Building $229,290
2022$3,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Verizon.

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