2140 Old Sand Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 2140 Old Sand Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,768 sqft · built 1987
Lot Size	2.13 acres (93,044 sqft)
Owner	Individual Name on Record
Tax Bill	$713 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062570006`

Property Details

APN / Parcel Number

Primary APN	`062570006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	3,768 sqft Living Area

Exterior

Year Built	Built 1987
Lot Area	93,044 sqft (2.13 acres)

Location & Zoning

Street Address	2140 OLD SAND RD
City	RIDGEWAY
State	VA
Zip	24148-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	TRACT AR ST RT 782
Legal Subdivision	J G COVINGTON SR ESTATE
Legal Tract	AR
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2004
Census Tract	10602

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2140 OLD SAND RD, RIDGEWAY, VA 24148-4828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit VALLEYSTAR CREDIT UNION
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0L18002078
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Recording Date	Sep 24, 2026
Property Address	2140 OLD SAND RD, RIDGEWAY, VA 24148-4828
Document Number	0000003854
Instrument Date	Sep 18, 2026
Instrument	20263854
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 OLD SAND RD, RIDGEWAY, VA 24148-4828

Mortgage

Document Number	0000003854,
Date	Sep 24, 2026
Instrument	20263854

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	2140 OLD SAND RD, RIDGEWAY, VA 24148-4828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000663
Date	Feb 27, 2018
Instrument	180000663

Lender

Name	AFFILIATED MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$128,600 (-) Land $14,400 Building $114,200
2023	$713.00	$128,600 Land $14,400 Building $114,200	$128,600 (-) Land $14,400 Building $114,200
2021			$128,600 Land $14,400 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Sand Rd

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