Berks County property record for 2140 Kutztown Rd, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,451 sqft · built 1920 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $235,000 (Aug 2026) |
| Tax Bill | $555 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-76-92-8024 |
| Primary APN | 5308-76-92-8024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,451 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 66306800 |
|---|---|
| Street Address | 2140 KUTZTOWN RD |
| City | READING |
| State | PA |
| Zip | 19605-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 92 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 12600 |
2140 Kutztown Rd is owned by a company that bought it in August 2026.
Source: Berks County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2140 KUTZTOWN RD, READING, PA 19605-3028 |
| Owner Type | Company |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 29, 2025 | Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Oct 29, 2025 · Amount on File |
| Deed Document Number | 202625683 |
| Prior Transfer Date | Feb 14, 2002 |
| Prior Transfer Doc | 0000010331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 5, 2026 |
| Property Address | 2140 KUTZTOWN RD, READING, PA 19605-3028 |
| Document Number | 0000025683 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202625683 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP L |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2140 KUTZTOWN RD, READING, PA 19605-3028 |
| Document Number | 0000025684, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202625684 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Number | 0000025685, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202625685 |
| Name | NEIGHBORHOOD HSNG SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 29, 2025 |
| Property Address | 2140 KUTZTOWN RD, READING, PA 19605-3028 |
| Document Number | 0000033742 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025033742 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 11, 2025 |
| Title Company | KEYSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2529 GRANT ST, READING, PA 19606-2122 |
| Document Number | 0000033743 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025033743 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2140 Kutztown Rd was $555.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555.00 | $37,000 (-) Land $17,100 Building $19,900 | $17,100 Land $17,100 |
| 2025 | $555.00 (+6.94%) | $37,000 (-) Land $17,100 Building $19,900 | |
| 2024 | $519.00 | $37,000 Land $17,100 Building $19,900 | |
| 1994 | $37,000 Land $17,100 Building $19,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2140 Kutztown Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1979–2023) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2140 Kutztown Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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