2140 Gray Ave, Saint Louis, MO 63117 Property Records

St. Louis County property record for 2140 Gray Ave, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1942
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Oct 2022)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21J-54-1594`

Property Details

APN / Parcel Number

Primary APN	`21J-54-1594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	40 ft deep x 40 ft wide
View / Lot	Cul-De-Sac

Exterior Amenities

Porch	Open Frame Porch
Porch Area	116 sqft
Deck Area	84 sqft
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2140 GRAY AVE
City	SAINT LOUIS
State	MO
Zip	63117-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R3
Legal Description	PENNSYLVANIA PARK NO 2 LOT 2
Legal Subdivision	PENNSYLVANIA PARK NO 2
Legal Block	25
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	3
Census Block	3024
Census Tract	216800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer REGENCY TITLE GROUP
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Apr 12, 2016 · Amount on Record
Deed Document Number	2022107412
Prior Transfer Date	Dec 16, 2009
Prior Transfer Doc	0187203497
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 7, 2026
Property Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417
Document Number	0000000403
Instrument Date	Oct 2, 2026
Instrument	2026107403
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	REGENCY TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 7, 2026
Property Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417
Document Number	0000000404
Instrument Date	Oct 2, 2026
Instrument	2026107404
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	REGENCY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417

Mortgage

Document Number	0000000405,
Date	Oct 7, 2026
Instrument	2026107405

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 7, 2022
Property Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417
Document Number	2022100700412
Map Reference	MB 16 PG 49
Instrument Date	Oct 4, 2022
Instrument	2022100700412
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 JANET PLPI, 1760, KIRKWOOD, MO 63122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 GRAY AVE, SAINT LOUIS, MO 63117-2417

Mortgage

Document Number	2022100700413
Date	Oct 7, 2022
Instrument	2022100700413

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,910 (-) Land $29,930 Building $32,980	$331,100 (-) Land $157,500 Building $173,600
2025	$4,678.00 (+4.68%)	$62,910 (+7.81%) Land $29,930 Building $32,980	$331,100 (+7.82%) Land $157,500 Building $173,600
2024	$4,469.00 (+0.88%)
2023	$4,430.00 (+7.37%)	$58,350 (+15.07%) Land $18,620 Building $39,730	$307,100 (+15.06%) Land $98,000 Building $209,100
2022	$4,126.00	$50,710 Land $22,340 Building $28,370
2021			$266,900 Land $117,600 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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