2140 Ferguson St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2140 Ferguson St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,456 sqft · built 1947
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (May 2012)
Tax Bill$6,002 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.13-6-26

Property Details

APN / Parcel Number

Primary APN422800 59.13-6-26
Alternative APN
  • 280005901300060260000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area624 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions115 ft deep x 70 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2140 FERGUSON ST
CitySCHENECTADY
StateNY
Zip12303-4127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description9 R,G,DM,BK MANAS #3 2.-180-7
Legal Block6
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4016
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2140 FERGUSON ST, SCHENECTADY, NY 12303-4127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2012 · Amount on Record
Deed SaleMay 23, 2012 · Amount on Record
Deed Document Number201221737
Deed Book / Page1855 / 800
Last Transfer DateNov 16, 2020
Transfer Doc0000038830
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 8, 2020
Property Address2140 FERGUSON ST, SCHENECTADY, NY 12303-4127
Document Number0000038830
Book / Page2047 / 490
Map ReferenceMAP D-235
Instrument DateNov 16, 2020
Instrument202038830
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyBAY NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2140 FERGUSON ST, SCHENECTADY, NY 12303-4127

Mortgage

Document Number0000038831
DateDec 8, 2020
Instrument202038831
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,002.00 (+1.92%) Homeowner's exemption
2025$5,889.00$160,700 (-) Land $8,100 Building $152,600$247,200 (+16.93%) Land $12,460 Building $234,740
2023$160,700 Land $8,100 Building $152,600$211,400 Land $10,656 Building $200,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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