Santa Rosa County property record for 2140 Chaparral St, Navarre, FL 32566 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 2024 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jan 2025) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0WW00-0360 |
| Primary APN | 21-2S-26-0780-0WW00-0360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,906 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Mobile Home |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2140 CHAPARRAL ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** CRESCENT SHORES PARCEL A: COM AT SW CORN OF LOT WW (PB A PG 70) THN ELY ALNG N R/W OF HWY 98 322.34 FT; THN N 300 FT; THN E 180 FT; THN N 150 FT; THN N02*4511E 75 FT TO POB; THN N02*4511E 75.01 FT; THN S 87*5529E 129.5 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Legal Block | WW |
| Legal Lot Number | WW |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10827 |
Source: Santa Rosa County records · APN 21-2S-26-0780-0WW00-0360
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2140 CHAPARRAL ST, NAVARRE, FL 32566-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 21, 2024 | Deed of Trust, Mortgage · Construction Mortgage MIDSOUTH BANK |
| Jan 27, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 20253166 |
| Deed Book / Page | 4581 / 514 |
| Prior Transfer Date | Feb 06, 2009 |
| Prior Transfer Doc | 0028821399 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2140 CHAPARRAL ST, NAVARRE, FL 32566-1218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0045040943 |
|---|---|
| Date | May 21, 2024 |
| Book Page | 4504/943 |
| Instrument | 202422542 |
| Name | MIDSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 27, 2025 |
| Property Address | 2140 CHAPARRAL ST, NAVARRE, FL 32566-1218 |
| Document Number | 0045810514 |
| Book / Page | 4581 / 514 |
| Instrument Date | Jan 21, 2025 |
| Instrument | 202503166 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2313 HIGHWAY 87, NAVARRE, FL 32566-3212 |
| Name | Verified Name |
|---|---|
| Address | 2140 CHAPARRAL ST, NAVARRE, FL 32566-1218 |
| Investor | Possibly a Property Investor |
| Document Number | 0202503167 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 202503167 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,741.00 (+434.43%) | $314,298 (+550.56%) Land $51,300 Building $262,998 | $314,298 (+550.56%) Land $51,300 Building $262,998 |
| 2024 | $700.00 (-27.01%) | $48,312 (-46.3%) Land $47,025 Building $1,287 | $48,312 (-46.3%) Land $47,025 Building $1,287 |
| 2023 | $959.00 (+9.1%) | $89,959 (+11.6%) Land $76,500 Building $13,459 | $89,959 (+11.6%) Land $76,500 Building $13,459 |
| 2022 | $879.00 | $80,612 | $80,612 Land $68,850 Building $11,762 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108271, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 248 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured 23 under condo master policies |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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