214 Westgate Cir, Troy, OH 45373 Property Records

Miami County property record for 214 Westgate Cir, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Oct 2019)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-031120`

Property Details

APN / Parcel Number

Primary APN	`D08-031120`
Alternative APNs	`050621.3-13-027-00` `D08SW074 01400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,768 sqft
Upper Floors Area	707 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	643 sqft
Patio Area	361 sqft
Lean-To	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	214 WESTGATE CIR
City	TROY
State	OH
Zip	45373-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3033 30 S SIDE IN LOT 3032 60
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	3033
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

214 Westgate Cir is owned and occupied by an individual who acquired it in November 2024.

Source: Miami County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	214 WESTGATE CIR, TROY, OH 45373-2957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage LOWER
Oct 31, 2019	Deed of Trust, Mortgage ROYAL UNITED MTG
Oct 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Oct 8, 2008 · Amount on File
Deed Document Number	20192019OR-12942
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000011801
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 WESTGATE CIR, TROY, OH 45373-2957
Document Number	0000004631
Instrument Date	Mar 11, 2021
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WESTGATE CIR TROY OH 453732957, TROY, OH 45373-2957

Mortgage

Document Number	0000004631
Date	Mar 18, 2021
Instrument	4631

Lender

Name	LOWER
Address	COLUMBIA, MD 21046

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 WESTGATE CIR, TROY, OH 45373-2957
Document Number	0000012943
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WESTGATE CIR TROY OH 453732957, TROY, OH 45373-2957

Mortgage

Document Number	0000012943
Date	Oct 31, 2019
Instrument	12943

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 31, 2019
Property Address	214 WESTGATE CIR, TROY, OH 45373-2957
Document Number	0000012942
Instrument Date	Oct 3, 2019
Instrument	12942
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WESTGATE CIR TROY OH 453732957, TROY, OH 45373-2957

Tax Assessment & Valuation

The 2025 property tax bill for 214 Westgate Cir was $3,112 with a homeowner's exemption, up 7.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (+7.64%) Homeowner's exemption	$82,780 (+23.7%) Land $15,720 Building $67,060	$236,500 Land $44,900 Building $191,600
2024	$2,891.00 (+8.85%) Homeowner's exemption	$66,920 (-) Land $16,380 Building $50,540
2023	$2,656.00 (+16.08%) Homeowner's exemption	$66,920 (-) Land $16,380 Building $50,540	$191,200 (-) Land $46,800 Building $144,400
2022	$2,288.00 Homeowner's exemption	$66,920 Land $16,380 Building $50,540	$191,200 Land $46,800 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 Westgate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Westgate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon, Watch TV.

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