214 W Walnut St, Benld, IL 62009 Property Records

Macoupin County property record for 214 W Walnut St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$126,403 (Apr 2026)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2026 Mortgage + 1 more
APN	`20-31-156-014`

Property Details

APN / Parcel Number

Primary APN	`20-31-156-014`
Alternative APN	`03-001-904-00`

Exterior

Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	214 W WALNUT ST
City	BENLD
State	IL
Zip	62009-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 16 & ALL 17 BLK 7 G B DORSEY 1ST ADDN 75 X 140 20-31-156-014
Legal Subdivision	G B DORSEY 1ST ADDN
Legal Block	7
Legal Lot Number	16
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4048
Census Tract	957000

Owner

214 W Walnut St is owned by an individual who bought it in April 2026.

Source: Macoupin County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	109 SHORT, WILSONVILLE, IL 62093-1021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST MID BK&TR NA
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST MID IL BANK AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Apr 8, 2016 · Amount on File
Deed Document Number	2026623871
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Apr 29, 2026
Property Address	214 W WALNUT ST, BENLD, IL 62009-1252
Document Number	0000623871
Instrument Date	Apr 28, 2026
Instrument	2026623871
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	MACON COUNTY TITLE LLC, M COUNTY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHORT, WILSONVILLE, IL 62093-1021

Mortgage

Document Number	0000623871,
Date	Apr 29, 2026
Instrument	2026623871

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Date	Apr 29, 2026

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Jul 1, 2026
Property Address	214 W WALNUT ST, BENLD, IL 62009-1252
Document Number	0000625025
Instrument Date	Apr 28, 2026
Instrument	2026625025
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000625025,
Date	Jul 1, 2026
Instrument	2026625025

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Jul 1, 2026
Property Address	214 W WALNUT ST, BENLD, IL 62009-1252
Document Number	0000625024
Instrument Date	Apr 28, 2026
Instrument	2026625024
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000625024,
Date	Jul 1, 2026
Instrument	2026625024

Lender

Name	FIRST MID IL BANK AND TRUST

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 214 W Walnut St was $1,544, up 5.8% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00 (+5.75%)	$30,927 (+7%) Land $2,012 Building $28,915	$92,781 (+7%) Land $6,036 Building $86,745
2024	$1,460.00	$28,903 Land $1,880 Building $27,023	$86,709 Land $5,640 Building $81,069
2022	$1,343.00 Homeowner's exemption	$25,011 Land $1,627 Building $23,384	$75,033 Land $4,881 Building $70,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 214 W Walnut St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 W Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Verizon.

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