214 W Main St, Denison, TX 75020 Property Records

Grayson County property record for 214 W Main St, Denison, TX 75020

Property Summary

Property Type	Commercial
Details	2,500 sqft · built 1900
Lot Size	0.068 acres (3,001 sqft)
Owner	Individual Name on Record
Tax Bill	$15,333 (2024)
Deeds & Mortgages	Apr 2022 Sale Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D016 3131475`

Property Details

APN / Parcel Number

Primary APN	`D016 3131475`
Alternative APN	`143153`

Interior

Building Area	2,500 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Lot Area	3,001 sqft (0.068 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	143153
Old Parcel Number	D016 3131475
Street Address	214 W MAIN ST
City	DENISON
State	TX
Zip	75020-3025
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OTP DENISON, BLOCK 52, LOT 8, 25 X 120 3,000 SQ FT, ACRES .0689 25 X 120 3,000 SQ FT
Legal Subdivision	OTP DENISON
Legal Block	52
Legal Lot Number	8,25 25
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1028
Census Tract	502

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	508 W DAVIS ST, MCKINNEY, TX 75069-4442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit CITY BANK
Apr 27, 2018	Warranty Deed, Transfer CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022
Deed Sale	Apr 29, 2022
Prior Sale	Nov 8, 2005
Deed Document Number	2022-14794
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 29, 2022
Property Address	214 W MAIN ST, DENISON, TX 75020-3025
Document Number	0000014794
Map Reference	VOL 28 PG 362
Instrument Date	Apr 29, 2022
Instrument	2022-14794
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 W DAVIS ST, MCKINNEY, TX 75069-4442

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	214 W MAIN ST, DENISON, TX 75020-3025
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001770
Date	Jan 25, 2019
Instrument	2019-00001770

Lender

Name	CITY BANK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	53 Months
Due	Jun 26, 2023

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 27, 2018
Property Address	214 W MAIN ST, DENISON, TX 75020-3025
Document Number	0000009270
Instrument Date	Apr 26, 2018
Instrument	9270
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 LAKESIDE DR CELINA TX 750092368, CELINA, TX 75009-2368

Mortgage

Document Number	9271
Date	Apr 27, 2018
Instrument	9271

Lender

Name	CITY BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 26, 2023

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,000 (+12.82%) Land $102,000 Building $558,000	$660,000 (+12.82%) Land $102,000 Building $558,000
2024	$15,333.00 (+12.56%)
2023		$585,000 Land $26,100 Building $558,900	$585,000 Land $26,100 Building $558,900
2022	$13,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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