DuPage County property record for 214 W Benton Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,374 sqft · built 1895 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Dec 2019) |
| Tax Bill | $14,649 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-417-005 |
| Primary APN | 07-13-417-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 3,876 sqft |
| 1st Floor Area | 1,502 sqft |
| 2nd Floor Area | 872 sqft |
| Basement Area | 1,502 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 16.5 ft deep x 6.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 214 W BENTON AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TOWN OF NAPERVILLE /EX E 1 FT/ |
| Legal Subdivision | TOWN OF NAPERVILLE |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Legal Unit | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 846504 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Naperville Historic District listed 1977 · 1,039 contributing resources · NRIS 77001516 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
214 W Benton Ave is owned and occupied by two individuals who bought it in December 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLIANA FINANCIAL CU |
| Dec 16, 2021 | Deed of Trust, Mortgage PATRICIA L CAWLEY |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 10, 2019 | Warranty Deed, Transfer · Construction Mortgage PATRICIA L CAWLEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on File |
| Deed Sale | Dec 10, 2019 · Amount on File |
| Deed Document Number | 2019114647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006946 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | R2023-006946 |
| Name | ILLIANA FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | CALUMET CITY, IL 60409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 3, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Document Number | 0000179475 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | R2021-179475 |
| Name | PATRICIA L CAWLEY |
|---|---|
| Type | Private Party |
| Address | 65N KENILWORTH #5L 5L, OAK PARK, IL 60301 |
| Amount | Amount on Record |
|---|---|
| Term | 14 Months |
| Due | Jan 31, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021411 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | R2021-021411 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 10, 2019 |
| Property Address | 214 W BENTON AVE, NAPERVILLE, IL 60540-4402 |
| Document Number | 0000114647 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 114647 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1164 SUMMIT HILLS LN NAPERVILLE IL 605632243, NAPERVILLE, IL 60563-2243 |
| Document Number | 116495 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 116495 |
| Name | PATRICIA L CAWLEY |
|---|---|
| Address | 165 N KENILWORTH AVE # 5L, OAK PARK, IL 60301-1262 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 9, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
The 2025 property tax bill for 214 W Benton Ave was $14,649 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,649.00 | $292,253 Land $132,584 Building $159,669 | $876,759 Land $397,752 Building $479,007 |
| 2022 | $8,827.00 Homeowner's exemption | $142,620 Land $99,490 Building $43,130 | $427,860 Land $298,470 Building $129,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 214 W Benton Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 214 W Benton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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