214 W 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 214 W 4th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,140 sqft · built 1930
Lot Size0.075 acres (3,300 sqft)
OwnerCompany Name on File
Tax Bill$2,094 (2026)
Deeds & MortgagesDec 2021 Mortgage
May 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN351200 128.70-05-19

Property Details

APN / Parcel Number

Primary APN351200 128.70-05-19
Alternative APNs
  • 120012807000050190000000
  • 2980

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area880 sqft
Upper Floors Area260 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2980
Street Address214 W 4TH ST
CityOSWEGO
StateNY
Zip13126-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block5
Legal Lot Number19.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2001
Census Tract21603

Owner

214 W 4th St, a single family home, is owned by a company.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 274, MINETTO, NY 13115-0274
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
May 9, 2018Grant Deed, Transfer
VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS
Nov 17, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address214 W 4TH ST, OSWEGO, NY 13126-3606
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 MALLARD LN, OSWEGO, NY 13126-6406

Mortgage

Document Number0000005156
DateDec 21, 2021
InstrumentR-2021-015156
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateMay 9, 2018
Property Address214 W 4TH ST, OSWEGO, NY 13126-3606
Document Number0000004373
Instrument DateMay 4, 2018
Instrument4373
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

AmountAmount on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 MALLARD LN OSWEGO NY 131266406, OSWEGO, NY 13126-6406

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateNov 17, 2017
Property Address214 W 4TH ST, OSWEGO, NY 13126-3606
Document Number0000011517
Instrument DateNov 16, 2017
Instrument11517
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$272.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 W SENECA ST OSWEGO NY 131261463, OSWEGO, NY 13126-1463

Tax Assessment & Valuation

The 2026 property tax bill for 214 W 4th St was $2,094, down 1.1% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,094.00 (-1.13%)
2025$2,118.00$113,000 Land $17,000 Building $96,000$113,000 Land $17,000 Building $96,000
2023$60,000 Land $9,900 Building $50,100$72,289 Land $11,928 Building $60,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number