214 Varnum Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 214 Varnum Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1955
Lot Size	0.506 acres (22,050 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2017)
Tax Bill	$4,725 (2026)
Deeds & Mortgages	Mar 2020 Refinance May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:31 L:26`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:31 L:26`
Alternative APNs	`M:0031 B:0000 L:0026` `672712`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,224 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,050 sqft (0.506 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	672712
Street Address	214 VARNUM RD
City	DRACUT
State	MA
Zip	01826-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	26
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1016
Census Tract	314101

Owner

214 Varnum Rd is owned and occupied by an individual who bought it in October 2017.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	214 VARNUM RD, DRACUT, MA 01826-3039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Dec 16, 2016
Deed Document Number	201744287
Deed Book / Page	31525 / 243
Transfer Doc	30755-274
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	214 VARNUM RD, DRACUT, MA 01826-3039
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033887-101
Date	Mar 4, 2020
Book Page	33887/101
Instrument	9607

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	214 VARNUM RD, DRACUT, MA 01826-3039
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032982-97
Date	May 17, 2019
Book Page	32982/97
Instrument	18659

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2024

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	214 VARNUM RD, DRACUT, MA 01826-3039
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035522-170
Date	Mar 24, 2021
Book Page	35522/170
Instrument	17607

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	214 VARNUM RD, DRACUT, MA 01826-3039
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036935-11
Date	Mar 30, 2022
Book Page	36935/11
Instrument	13721

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 3, 2017
Property Address	214 VARNUM RD, DRACUT, MA 01826-3039
Document Number	31525-243
Book / Page	031525 / 000243
Instrument Date	Oct 2, 2017
Instrument	44287
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,026.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 AIKEN AVE #16 LOWELL MA 018501547, 16, LOWELL, MA 01850-1547

Mortgage

Document Number	31525-246
Date	Oct 3, 2017
Book Page	031525/000246
Instrument	44288

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 214 Varnum Rd was $4,725, up 3.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,725.00 (+3.53%)	$488,600 (+8.34%) Land $227,700 Building $260,900	$464,265 (-)
2025	$4,564.00 (+0.55%)	$451,000 (+3.82%) Land $208,800 Building $242,200	$464,265 (+2.91%)
2024	$4,539.00 (-0.07%)	$434,400 (+10.76%) Land $198,900 Building $235,500	$451,155
2023	$4,542.00	$392,200 Land $172,900 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Varnum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Varnum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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