214 T St, Aurora, IL 60505 Property Records

Kane County property record for 214 T St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,496 sqft · built 1900
Lot Size	0.136 acres (5,925 sqft)
Owner	2 Individual Names on File
Last Sale	$54,000 (Jun 2011)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-208-004`

Property Details

APN / Parcel Number

Primary APN	`15-27-208-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	2,536 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,925 sqft (0.136 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	214 T ST
City	AURORA
State	IL
Zip	60505-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN SHORTS SUBDN LOT 7 BLK 3 LOT DIMENSIONS: 50 X 118.5 APPROX LOT SQ FT 5925 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	JOHN SHORTS SUB
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2015
Census Tract	853601

Owner

214 T St is owned and occupied by two individuals who acquired it in March 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 T ST, AURORA, IL 60505-4331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2011 · Amount on File
Deed Sale	Jun 17, 2011 · Amount on File
Prior Sale	Jun 17, 2011
Deed Document Number	201136038
Last Transfer Date	Mar 9, 2015
Transfer Doc	0000013605
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 18, 2026
Property Address	214 T ST, AURORA, IL 60505-4331
Document Number	0000025394
Instrument Date	Jun 13, 2026
Instrument	202625394
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 T ST, AURORA, IL 60505-4331

Mortgage

Document Number	0000025394,
Date	Jun 18, 2026
Instrument	202625394

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	214 T ST, AURORA, IL 60505-4331
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057574
Date	Dec 6, 2022
Instrument	2022K057574

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	214 T ST, AURORA, IL 60505-4331
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002188
Date	Jan 12, 2018
Instrument	2018K002188

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	214 T ST, AURORA, IL 60505-4331
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040143
Date	May 25, 2021
Instrument	2021K040143

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 214 T St was $3,199 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 Homeowner's exemption	$56,984 (+9.39%) Land $6,741 Building $50,243	$171,020 (+9.39%) Land $20,231 Building $150,789
2024		$52,092 Land $6,162 Building $45,930	$156,339 Land $18,493 Building $137,845
2022	$2,669.00 (+2.38%) Homeowner's exemption	$41,134 (+7.41%) Land $5,024 Building $36,110	$123,402 (+7.41%) Land $15,072 Building $108,330
2021	$2,607.00 Homeowner's exemption	$38,296 Land $4,677 Building $33,619	$114,888 Land $14,031 Building $100,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 T St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 214 T St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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