214 Sprucepine Ct, Clayton, NC 27520 Property Records

Johnston County property record for 214 Sprucepine Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,058 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$363,500 (Feb 2019)
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05F01029J`

Property Details

APN / Parcel Number

Primary APN	`05F01029J`
Alternative APNs	`2000216625` `2000283220`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,594 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000283220
Street Address	214 SPRUCEPINE CT
City	CLAYTON
State	NC
Zip	27520-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 24 PINES AT WINSTON POINTE PH 2D 86/214-215
Legal Subdivision	THE PINES AT WINSTON POINTE SUBDIVISION
Legal Phase	2D
Legal Lot Number	24
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	41110

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	214 SPRUCEPINE CT, CLAYTON, NC 27520-8661
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FELLOWSHIP HM LOANS
Feb 22, 2019	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	2019602239
Deed Book / Page	5297 / 945
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Aug 11, 2026
Property Address	214 SPRUCEPINE CT, CLAYTON, NC 27520-8661
Document Number	0000026548
Book / Page	7170 / 285
Instrument Date	Aug 10, 2026
Instrument	202626548
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000026548,
Date	Aug 11, 2026
Book Page	7170/285
Instrument	202626548

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	214 SPRUCEPINE CT, CLAYTON, NC 27520-8661
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000736928
Date	Mar 8, 2021
Book Page	5862/684
Instrument	2021736928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	214 SPRUCEPINE CT, CLAYTON, NC 27520-8661
Document Number	0000662044
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 SPRUCEPINE CT CLAYTON NC 275208661, CLAYTON, NC 27520-8661

Mortgage

Document Number	0000662044
Date	Jun 4, 2020
Book Page	005608/000198
Instrument	662044

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 22, 2019
Property Address	214 SPRUCEPINE CT, CLAYTON, NC 27520-8661
Document Number	0000602239
Book / Page	005297 / 000945
Instrument Date	Feb 3, 2019
Instrument	602239
Transaction Type	Transfer
Record Updated	Mar 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 SPRUCEPINE CT CLAYTON NC 275208661, CLAYTON, NC 27520-8661

Mortgage

Document Number	602240
Date	Feb 22, 2019
Book Page	005297/000947
Instrument	602240

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (+16.54%)	$545,640 (+56.64%) Land $80,000 Building $465,640	$545,640 (+56.64%) Land $80,000 Building $465,640
2023	$2,926.00	$348,340 Land $45,000 Building $303,340	$348,340 Land $45,000 Building $303,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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