Gaston County property record for 214 Spring St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 2022 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2023) |
| Tax Bill | $4,242 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04014 06700 |
| Primary APN | 04014 06700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Building Area | 2,040 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Street Address | 214 SPRING ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARMSTRONG & ELMORE PROP L 93 04 014 067 00 000 |
| Legal Subdivision | J C ARMSTRONG AND J H ELMORE PROPERTY |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 32403 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Jan 20, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO |
| Jun 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Jun 16, 2020 · Amount on File |
| Deed Book / Page | 5437 / 160 |
| Prior Transfer Date | Jan 20, 2022 |
| Prior Transfer Doc | 0053041100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, MULTIPLE |
| Name | Verified Name |
|---|---|
| Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0056010112 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 5601/112 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 635 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0054641551 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 5464/1551 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 28, 2023 |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0054370160 |
| Book / Page | 5437 / 160 |
| Map Reference | MB 3 PG 61 |
| Instrument Date | Sep 28, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 N MAIN STB, BELMONT, NC 28012 |
| Name | Verified Name |
|---|---|
| Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0005437162 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 5437/162 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 20, 2022 |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0053041100 |
| Book / Page | 5304 / 1100 |
| Map Reference | MB 3 PG 61 |
| Instrument Date | Jan 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 MAYWORTH WAY, CRAMERTON, NC 28032-1630 |
| Document Number | 0053041102 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 5304/1102 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 20, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 16, 2020 |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0051302468 |
| Book / Page | 005130 / 002468 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 MAYWORTH WAY CRAMERTON NC 280321630, CRAMERTON, NC 28032-1630 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 31, 2018 |
| Property Address | 214 SPRING ST, BELMONT, NC 28012-4000 |
| Document Number | 0050081602 |
| Book / Page | 005008 / 001602 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 SPRING ST BELMONT NC 280124000, BELMONT, NC 28012-4000 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,242.00 | $402,540 (-) Land $33,040 Building $369,500 | |
| 2025 | $4,242.00 (+221.61%) | $402,540 (+224.81%) Land $33,040 Building $369,500 | |
| 2023 | $1,319.00 | $123,930 Land $33,040 Building $90,890 | |
| 2021 | $1,800 Land $1,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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