Adams County property record for 214 Smith St, Ursa, IL 62376 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Jun 2022) |
| Tax Bill | $2,594 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090105300000 |
| Primary APN | 090105300000 |
|---|
| Lot Area | 10,892 sqft (0.25 acres) |
|---|
| Street Address | 214 SMITH ST |
|---|---|
| City | URSA |
| State | IL |
| Zip | 62376-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 URSA-CIRCUIT CT ADDN LOT 31 |
| Legal Range | 8W |
| Legal Township | 1N |
| Legal Section | 18 |
| Legal Subdivision | URSA-CIRCUIT CT ADD |
| Legal Lot Number | 31 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | URSA |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 10100 |
Source: Adams County records · APN 090105300000
Assessment roll updated May 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE INC |
| Mar 12, 2018 | Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE INC |
| Mar 12, 2018 | Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2022 · Amount on Record |
| Deed Sale | Jun 03, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 20224098 |
| Last Transfer Date | Dec 20, 2024 |
| Transfer Doc | 2025R04909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jun 03, 2022 |
| Property Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2022R04098 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022R-04098 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2022R04099 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 2022R-04099 |
| Name | STATE STREET BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R02329 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 2020R-02329 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Mar 12, 2018 |
| Property Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2018R01700 |
| Instrument Date | Mar 08, 2018 |
| Instrument | 2018R-01700 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2018R01701 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018R-01701 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Mar 12, 2018 |
| Property Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2018R01700 |
| Instrument Date | Mar 08, 2018 |
| Instrument | 2018R-01700 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 SMITH ST, URSA, IL 62376-1063 |
| Document Number | 2018R01701 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018R-01701 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Ursa Township |
| Municipality | Ursa Village |
| Unified School District | Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,770 (+9.44%) Land $5,940 Building $41,830 | $143,310 (+9.44%) Land $17,820 Building $125,490 | |
| 2024 | $2,594.00 (-0.54%) | ||
| 2022 | $43,650 Land $4,870 Building $38,780 | $130,950 Land $14,610 Building $116,340 | |
| 2021 | $2,608.00 |
Source: FEMA National Flood Hazard Layer, Adams County (17001C), updated July 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170010101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 58 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 60 (1993–2019) |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Adams Telephone Co-Operative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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