214 Sarah Ln, Ponce De Leon, FL 32455 Property Records

Walton County property record for 214 Sarah Ln, Ponce De Leon, FL 32455

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 784 sqft · built 2011
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2021)
Tax Bill	$116 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-4N-18-11000-002-0000`

Property Details

APN / Parcel Number

Primary APN	`09-4N-18-11000-002-0000`
Alternative APNs	`09-418-11000-002-0000` `1013577`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	87,120 sqft (2 acres)
Porch	Open/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 SARAH LN
City	PONCE DE LEON
State	FL
Zip	32455-6142
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	GA
Legal Description	BEG NE COR SW1/4 OF NE1/4 RUN W 420FT S 210FT E 420FT N 210 FT TO POB. OR 1196-134 OR 2776-624 OR 2842-2101 OR 3018-475 OR 3048-1211 OR 3219-3711
Legal Range	018
Legal Township	04N
Legal Section	09
Legal Block	200
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	2
Census Block	2027
Census Tract	950102

Owner

214 Sarah Ln, a mobile home, is owned and occupied by an individual who bought it in October 2021.

Source: Walton County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	214 SARAH LN, PONCE DE LEON, FL 32455-6142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 27, 2017	Deed of Trust, Transfer · Conventional Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	202150222
Deed Book / Page	3219 / 3711
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0030180475
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	214 SARAH LN, PONCE DE LEON, FL 32455-6142
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 GILLMAN RD, WESTVILLE, FL 32464-9557

Mortgage

Document Number	0032962615
Date	Jul 21, 2023
Book Page	3296/2615
Instrument	20230026064

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2021
Property Address	214 SARAH LN, PONCE DE LEON, FL 32455-6142
Document Number	0032193711
Book / Page	3219 / 3711
Instrument Date	Oct 1, 2021
Instrument	20210050222
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 W VIOLET LN, 510, DEFUNIAK SPRINGS, FL 32433-6409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SARAH LN, PONCE DE LEON, FL 32455-6142

Mortgage

Document Number	0032193713
Date	Oct 7, 2021
Book Page	3219/3713
Instrument	20210050223

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	214 SARAH LN, PONCE DE LEON, FL 32455-6142
Document Number	0030481213
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 MITCHEM RD DEFUNIAK SPRINGS FL 324356082, DEFUNIAK SPRINGS, FL 32435-6082

Mortgage

Document Number	0030481213
Date	Jul 28, 2017
Book Page	003048/001213
Instrument	24963

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 214 Sarah Ln was $116 with a homeowner's exemption, up 10.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$116.00 (+10.48%) Homeowner's exemption	$30,012	$67,132 Land $24,000 Building $43,132
2024	$105.00 (+7.14%)
2023	$98.00 (+6.52%) Homeowner's exemption	$29,498 (+9.11%) Land $6,323 Building $23,175	$29,498 (+9.11%) Land $6,323 Building $23,175
2022	$92.00 Homeowner's exemption	$27,034 Land $7,018 Building $20,016	$27,034 Land $7,018 Building $20,016

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 214 Sarah Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1994–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Sarah Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sarah Ln

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