214 S Main St, Centerville (Dayton), OH 45458 Property Records

Montgomery County property record for 214 S Main St, Centerville, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1961
Lot Size	0.316 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2022)
Tax Bill	$4,555 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00152-0002`

Property Details

APN / Parcel Number

Primary APN	`O68-00152-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,769 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	13,504 sqft (0.316 acres)
Lot Dimensions	116 ft deep x 118 ft wide
View / Lot	Major Commercial Strip
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	214 S MAIN ST
City	CENTERVILLE
State	OH
Zip	45458-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	468 SON 3 SEC 5
Legal Subdivision	SON 3
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3011
Census Tract	40302

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 15, 2022	Intrafamily Transfer, Transfer
Jul 15, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	202271435
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0000044205
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558

Mortgage

Document Number	0000067844
Date	Dec 2, 2025
Instrument	2025-00067844

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 16, 2022
Property Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558
Document Number	0000071435
Map Reference	MB 62 PG 34
Instrument Date	Nov 1, 2022
Instrument	2022-00071435
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558

Mortgage

Document Number	0000071436
Date	Nov 16, 2022
Instrument	2022-00071436

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	10.5%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 15, 2022
Property Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558
Document Number	0000044205
Map Reference	MB 63
Instrument Date	Jun 6, 2022
Instrument	2022-00044205
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 15, 2022
Property Address	214 S MAIN ST, CENTERVILLE, OH 45458-2558
Document Number	0000044206
Map Reference	MB 63
Instrument Date	Jun 1, 2022
Instrument	2022-00044206
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,650 (-) Land $14,390 Building $57,260	$204,700 (-) Land $41,100 Building $163,600
2024	$4,555.00 (+9.36%)
2023	$4,165.00 (+30.2%)	$71,650 (+36.92%) Land $14,390 Building $57,260	$204,700 (+36.91%) Land $41,100 Building $163,600
2022	$3,199.00	$52,330 Land $10,500 Building $41,830
2020			$149,510 Land $30,000 Building $119,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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