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214 S 1st St, Saint Charles, IL 60174 Property Records

Kane County property record for 214 S 1st St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details2,405 sqft · built 1969
Lot Size0.323 acres (14,091 sqft)
OwnerCompany Name on File
Last Sale$1,300,000 (Apr 2025)
Tax Bill$32,530 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-34-129-002

Property Details

APN / Parcel Number

Primary APN09-34-129-002

Interior

Stories2 Stories
Building Area2,405 sqft Gross Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area14,091 sqft (0.323 acres)

Location & Zoning

Street Address214 S 1ST ST
CitySAINT CHARLES
StateIL
Zip60174-2805
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAP AREA: 140-RETAIL-SML
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block2
Legal Lot Number3,4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2014
Census Tract852300

Owner

214 S 1st St, a commercial property, is owned by a company that bought it in April 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address241 BRITTANY DR, B, STREAMWOOD, IL 60107-2452
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Sep 25, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2025 · Amount on File
Deed SaleApr 14, 2025 · Amount on File
Prior SaleNov 19, 1998
Deed Document Number202513147
Prior Transfer DateSep 20, 2017
Prior Transfer Doc0000050346
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address214 S 1ST ST, ST CHARLES, IL 60174-2805
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003358
DateJan 18, 2022
Instrument2022K003358
Lender
NameFIRST STATE BANK
TypeBank
AddressSAINT CHARLES, IL 60175
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 18, 2042
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 25, 2017
Property Address214 S 1ST ST, ST CHARLES, IL 60174-2805
Document Number0000050346
Instrument DateSep 20, 2017
Instrument50346
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address41 WHITTINGTON CRSE ST CHARLES IL 601745782, ST CHARLES, IL 60174-5782

Tax Assessment & Valuation

The 2025 property tax bill for 214 S 1st St was $32,530, up 3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,530.00 (+3%)$398,631 (+8.53%) Land $170,851 Building $227,780$1,196,372 (+8.53%) Land $512,758 Building $683,613
2024$31,583.00$367,300 Land $157,423 Building $209,877$1,102,341 Land $472,458 Building $629,883
2022$32,588.00 (+5.43%)$342,936 (+4.91%) Land $140,359 Building $202,577$1,028,808 (+4.91%) Land $421,077 Building $607,731
2021$30,909.00$326,886 Land $133,790 Building $193,096$980,658 Land $401,370 Building $579,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 S 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 214 S 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Frontier.

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