214 Ruby Richardson Dr, Killen, AL 35645 Property Records

Lauderdale County property record for 214 Ruby Richardson Dr, Killen, AL 35645 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1990
Square Footage	858 sqft Living Area
Lot Size	42,253 sqft (0.969 acres)
Garage	768 sqft
Occupancy	Owner Occupied
Last Sale	$41,000 (2023)
Tax Bill	$326.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-03-07-0-001-015-005`
Alternative APNs	`071046` `105186` `66817` `71046`

Interior

Full Baths	1 Baths
Building Area	858 sqft Living Area
1st Floor	572 sqft 1st Floor
2nd Floor	286 sqft 2nd Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Exterior Material	Wood Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	42,253 sqft (0.969 acres)
Depth X Width	300 ft x 140 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	105186
Street Address	214 RUBY RICHARDSON DR
City	KILLEN
State	AL
Zip	35645-3331
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	140.8 X 300 IRR PT OF NE/4 OF NW/4 SEC 7 T1S R8W .97 AC/C
Legal Range	09W
Legal Township	01S
Legal Section	07
Jurisdiction	LAUDERDALE AL
Minor Civil Division	KILLEN
Census Blockgroup	3
Census Block	3013
Census Tract	11602

Owner

Source: Lauderdale County records · APN 03-03-07-0-001-015-005

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	214 RUBY RICHARDSON DR, KILLEN, AL 35645-3331
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Deed Doc Number	0202336357
Deed Book / Page	2023 / 36357
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 29, 2023
Property Address	214 RUBY RICHARDSON DR, KILLEN, AL 35645-3331
Document Number	2023/36357
Book / Page	2023 / 36357
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 BRUIN DR, FLORENCE, AL 35630-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RUBY RICHARDSON DR, KILLEN, AL 35645-3331

Mortgage

Document Number	0202336359
Date	Aug 29, 2023
Instrument	2023/36359

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$326.00 (+7.95%) Homeowner's exemption	$10,980 (+6.81%)	$121,560 (+18.23%) Land $25,900 Building $95,660
2024	$302.00 (+1.68%) Homeowner's exemption	$10,280 (+371.56%) Land $2,160 Building $8,120	$102,820 (+5.13%) Land $21,600 Building $81,220
2023	$297.00 (+22.73%) Homeowner's exemption Senior Citizen's exemption	$2,180 (-72.26%) Land $2,180	$97,800 (+24.43%) Land $21,800 Building $76,000
2022	$242.00 Homeowner's exemption Senior Citizen's exemption	$7,860	$78,600 Land $18,600 Building $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.