214 Riverbank Dr, Laredo, TX 78045 Property Records

Webb County property record for 214 Riverbank Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,526 sqft · built 1991
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$184,457 (Nov 2023)
Tax Bill	$988 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-00018-331`

Property Details

APN / Parcel Number

Primary APN	`968-00018-331`
Alternative APN	`233542`

Interior

Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Porch	Open Porch
Porch Area	392 sqft
Storage Building	48 sqft

Location & Zoning

Street Address	214 RIVERBANK DR
City	LAREDO
State	TX
Zip	78045-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 331 BLK 18 LOWRY FARM UNIT 4
Legal Subdivision	LOWRY FARM (RIVER OAKS)
Legal Block	18
Legal Lot Number	331
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4012
Census Tract	1716

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 RIVERBANK DR, LAREDO, TX 78045-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Nov 28, 2023	Vendor's Lien, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	20231516289
Deed Book / Page	5566 / 150
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	214 RIVERBANK DR, LAREDO, TX 78045-8518
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVERBANK DR, LAREDO, TX 78045-8518

Mortgage

Document Number	005937/789
Date	Nov 12, 2025
Book Page	5937/789
Instrument	1572622

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	9726 OLD BAILES RD STE 200, FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2053

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 28, 2023
Property Address	214 RIVERBANK DR, LAREDO, TX 78045-8518
Document Number	005566/150
Book / Page	5566 / 150
Map Reference	VOL 7 PG 8
Instrument Date	Nov 18, 2023
Instrument	1516289
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVERBANK DR, LAREDO, TX 78045-8518

Mortgage

Document Number	0001516290
Date	Nov 28, 2023
Instrument	1516290

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,219 (-0.56%) Land $59,280 Building $134,939	$194,219 (-0.56%) Land $59,280 Building $134,939
2025	$988.00 (-15.84%)	$195,305 (+7.48%) Land $59,280 Building $136,025	$195,305 (+7.48%) Land $59,280 Building $136,025
2024	$1,174.00 (+8.5%)
2023		$181,708 Land $47,800 Building $133,908	$181,708 Land $47,800 Building $133,908
2022	$1,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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