214 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 214 Ridgeway Rd, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 972 sqft · built 1951
Lot Size0.192 acres (8,407 sqft)
OwnerIndividual Name on Record
Last Sale$179,900 (Dec 2024)
Tax Bill$3,121 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN590-0072-0108-00

Property Details

APN / Parcel Number

Primary APN590-0072-0108-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area972 sqft
Basement Area792 sqft

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialStone
Lot Area8,407 sqft (0.192 acres)
Lot Dimensions177 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area50 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address214 RIDGEWAY RD
CityCINCINNATI
StateOH
Zip45216-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY RD 50 X 177.78 IRR PT LOT O RENSSELAER PARK 3RD
Legal SubdivisionPARK RENSSELAER
Legal Lot NumberO
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3005
Census Tract22200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 RIDGEWAY RD, CINCINNATI, OH 45216-1523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2024Warranty Deed, Transfer · VA Mortgage
LUMINATE HOME LOANS INC
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESID'L MTG
Apr 1, 2020Warranty Deed, Transfer
MORTGAGEBOT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleAug 24, 2020 · Amount on Record
Deed Document Number0000091628
Deed Book / Page15318 / 1588
Record UpdatedJun 8, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 23, 2024
Property Address214 RIDGEWAY RD, CINCINNATI, OH 45216-1523
Document Number0000091628
Book / Page15318 / 1588
Map ReferenceMB 5 PG 89
Instrument DateDec 18, 2024
Instrument2024-0091628
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$179.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 RIDGEWAY RD, CINCINNATI, OH 45216-1523

Mortgage

Document Number0000091629
DateDec 23, 2024
Instrument2024-0091629
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Mortgage

Document Number0000091630
DateDec 23, 2024
Book Page15318/1614
Instrument2024-0091630
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55405
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 24, 2020
Property Address214 RIDGEWAY RD, CINCINNATI, OH 45216-1523
Document Number0000084411
Book / Page014238 / 001629
Instrument DateJul 31, 2020
Instrument84411
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 RIDGEWAY RD CINCINNATI OH 452161523, CINCINNATI, OH 45216-1523

Mortgage

Document Number84412
DateAug 24, 2020
Book Page014238/001634
Instrument84412
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 1, 2020
Property Address214 RIDGEWAY RD, CINCINNATI, OH 45216-1523
Document Number0000030802
Book / Page014137 / 001385
Instrument DateMar 28, 2020
Instrument30802
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyCLOSELINE SETTLEMENTS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4832 COOPER RD #290 CINCINNATI OH 452426944, 290, CINCINNATI, OH 45242-6944

Mortgage

Document Number31203
DateApr 1, 2020
Book Page014138/001332
Instrument31203
Lender
NameMORTGAGEBOT
TypeMortgage Company
AddressCINCINNATI, OH 45215
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,121.00 (+2.83%)$45,518 (-) Land $4,274 Building $41,244
2024$3,035.00 (+3.34%)$45,518 (-) Land $4,274 Building $41,244
2023$2,937.00 (-18.08%)$45,518 (-0.35%) Land $4,274 Building $41,244$130,050 (-0.34%) Land $12,210 Building $117,840
2022$3,585.00 Homeowner's exemption$45,676 Land $4,022 Building $41,654
2020$130,500 Land $11,490 Building $119,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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