Cook County property record for 214 Ridge Ave, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,803 sqft · built 2013 |
| Lot Size | 0.429 acres (18,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $830,000 (Sep 2012) |
| Tax Bill | $49,271 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-410-007 |
| Primary APN | 05-20-410-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,803 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Slate |
| Lot Area | 18,700 sqft (0.429 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 214 RIDGE AVE |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ALLES) (FIRST) ADD TO (WINNETKA) SUB OF PT SE SE SEC 20 LYING N OF CENTER OF WINNETKA AVE ALSO PT OF SW SE SEC20 LYING N OF |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | ALLES FIRST ADD TO WINNETKA |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 214 RIDGE AVE, WINNETKA, IL 60093-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2012 · Amount on Record |
| Deed Sale | Sep 7, 2012 · Amount on Record |
| Prior Sale | Aug 19, 2004 · Amount on Record |
| Deed Document Number | 201212123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 214 RIDGE AVE, WINNETKA, IL 60093-3841 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NEAR NORTH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0022212088 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2122212088 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 214 RIDGE AVE, WINNETKA, IL 60093-3841 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 214 RIDGE AVE, WINNETKA, IL 60093-3841 |
| Document Number | 0019249266 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2219249266 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.14% |
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342,717 (+26.62%) Land $52,360 Building $290,357 | $3,427,170 (+26.62%) Land $523,600 Building $2,903,570 | |
| 2023 | $49,271.00 (-15.53%) | ||
| 2022 | $58,328.00 Homeowner's exemption | $270,670 Land $51,425 Building $219,245 | $2,706,700 Land $514,250 Building $2,192,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2011–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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