214 Rhett Ln, Elkton, MD 21921 Property Records

Cecil County property record for 214 Rhett Ln, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,124 sqft · built 1980
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Nov 2018)
Tax Bill	$3,265 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-026322`

Property Details

APN / Parcel Number

Primary APN	`04-026322`
Alternative APNs	`4026322` `026322`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026322
Street Address	214 RHETT LN
City	ELKTON
State	MD
Zip	21921-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 75 - .484 ACRE 214 RHETT LANE TARA
Legal Subdivision	TARA
Legal Lot Number	75
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1013
Census Tract	30602

Owner

214 Rhett Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 RHETT LN, ELKTON, MD 21921-2057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BANK & TRUST
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BK&TR
Nov 20, 2018	Grant Deed, Transfer · FHA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Sep 9, 1983 · Amount on File
Deed Book / Page	4328 / 1
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	214 RHETT LN, ELKTON, MD 21921-2057
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	GLOBAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046680054
Date	Aug 27, 2020
Book Page	4668/54

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	214 RHETT LN, ELKTON, MD 21921-2057
Document Number	0044520342
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 RHETT LN ELKTON MD 219212057, ELKTON, MD 21921-2057

Mortgage

Document Number	0044520342
Date	Aug 26, 2019
Book Page	004452/000342

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 20, 2018
Property Address	214 RHETT LN, ELKTON, MD 21921-2057
Document Number	0043280001
Book / Page	004328 / 000001
Instrument Date	Nov 4, 2018
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	214 RHETT LN ELKTON MD 219212057, ELKTON, MD 21921-2057

Mortgage

Document Number	43280009
Date	Nov 20, 2018
Book Page	004328/000009

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 214 Rhett Ln was $3,265, up 5.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,265.00 (+5.83%)	$298,333	$336,600 Land $108,500 Building $228,100
2025	$3,085.00
2023	$2,243.00	$263,800	$279,200 Land $75,000 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Rhett Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Rhett Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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