Clay County property record for 214 Prospect St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,038 sqft · built 1917 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $179,000 (Aug 2022) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15720-05000-040-00 |
| Primary APN | 15720-05000-040-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 862 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 214 PROSPECT ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 50 SNYDERS |
| Legal Subdivision | SNYDERS ADDITION |
| Legal Block | 50 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 965900 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 108 E MAIN ST, VERMILLION, SD 57069-2201 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK OF DIXON COUNTY |
| Jul 16, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2022 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Sep 1, 2022 |
| Property Address | 214 PROSPECT ST, VERMILLION, SD 57069-2055 |
| Document Number | 000D82/939 |
| Book / Page | D82 / 939 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 148308 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E MAIN ST, VERMILLION, SD 57069-2201 |
| Document Number | 0000148309 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 148309 |
| Name | BANK OF DIXON COUNTY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 16, 2042 |
| Rate | 5.85% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jul 16, 2020 |
| Property Address | 214 PROSPECT ST, VERMILLION, SD 57069-2055 |
| Document Number | D81/705 |
| Book / Page | D81 / 705 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 143248 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 N PHILLIPS AVE APT 307, 421, SIOUX FALLS, SD 57104-5989 |
| Name | Verified Name |
|---|---|
| Address | 421 N PHILLIPS AVE APT 307, 307, SIOUX FALLS, SD 57104-5989 |
| Document Number | 143249 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 143249 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,802.00 (+9.5%) | $131,520 (+28.28%) Land $13,332 Building $118,188 |
| 2023 | $2,559.00 (+22.03%) | $102,522 Land $11,022 Building $91,500 |
| 2022 | $2,097.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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