214 Point Royal Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 214 Point Royal Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,825 sqft · built 1966
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on File
Last Sale	$1,010,800 (Dec 2025)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4700000A0011000R`

Property Details

APN / Parcel Number

Primary APN	`4700000A0011000R`
Alternative APNs	`R20838` `20838`

Interior

Stories	1 Story
Building Area	3,825 sqft Living Area
Gross Area	5,346 sqft
1st Floor Area	3,825 sqft
Basement Area	615 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	154 ft deep x 102 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Porch Area	566 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	214 POINT ROYAL DR
City	ROCKWALL
State	TX
Zip	75087-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINT ROYAL, BLOCK A, LOT 11
Legal Subdivision	POINT ROYAL
Legal Block	A
Legal Lot Number	11
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3000
Census Tract	40301

Owner

214 Point Royal Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 4, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Deed Document Number	202522494
Prior Transfer Date	Mar 21, 2024
Prior Transfer Doc	0000005766
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 14, 2026
Property Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715
Document Number	0000009048
Instrument Date	May 5, 2026
Instrument	20269048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715

Mortgage

Document Number	0000009048,
Date	May 14, 2026
Instrument	20269048

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 14, 2026
Property Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715
Document Number	0000009049
Instrument Date	May 5, 2026
Instrument	20269049
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715

Mortgage

Document Number	0000009049,
Date	May 14, 2026
Instrument	20269049

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 15, 2025
Property Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715
Document Number	0000022494
Map Reference	CAB A SL 62
Instrument Date	Dec 15, 2025
Instrument	20250000022494
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1739 GEM DR, ROCKWALL, TX 75087-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715

Mortgage

Document Number	0000022495
Date	Dec 15, 2025
Instrument	20250000022495

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 5, 2031
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.6%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Apr 4, 2024
Property Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715
Document Number	0000005766
Map Reference	CAB A SL 62
Instrument Date	Mar 21, 2024
Instrument	20240000005766
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 POINT ROYAL DR, ROCKWALL, TX 75087-8715

Tax Assessment & Valuation

The 2025 property tax bill for 214 Point Royal Dr was $4,779, up 45% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,856 (+40.88%) Land $500,000 Building $323,856	$823,856 (+16.74%) Land $500,000 Building $323,856
2025	$4,779.00 (+45.04%) Homeowner's exemption Senior Citizen's exemption	$584,777	$705,693 Land $500,000 Building $205,693
2024	$3,295.00 (-42.68%)
2023	$5,748.00 Homeowner's exemption Senior Citizen's exemption	$603,434 Land $450,000 Building $153,434	$603,434 Land $450,000 Building $153,434
2021	$5,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Point Royal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 214 Point Royal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, T-Mobile.

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