214 Pajama Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 214 Pajama Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 932 sqft · built 1989
Lot Size	0.244 acres (10,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,500 (Jul 1996)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149-070-46-00`

Property Details

APN / Parcel Number

Primary APN	`149-070-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	932 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,646 sqft (0.244 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	214 PAJAMA DR
City	OCEANSIDE
State	CA
Zip	92054-4575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 7 TR 009405
Legal Subdivision	PAJAMA HEIGHTS
Legal Tract	009405
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Mar 14, 2023	Affidavit of Death of Joint Tenant, Transfer · Line of Credit FRONTWAVE CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM CNSLTS
Oct 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1996 · Amount on Record
Deed Sale	Jul 26, 1996 · Amount on Record
Prior Sale	Mar 1, 1989 · Amount on Record
Deed Document Number	1996377606
Last Transfer Date	Mar 7, 2023
Transfer Doc	0000064953
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575

Mortgage

Document Number	0000064144
Date	Mar 9, 2026
Instrument	2026-0064144

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2023
Property Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575
Document Number	0000064953
Map Reference	MAP 9405
Instrument Date	Feb 15, 2023
Instrument	2023-0064953
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575

Mortgage

Document Number	0000064954
Date	Mar 14, 2023
Instrument	2023-0064954

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575
Document Number	0000371545
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 PAJAMA DR OCEANSIDE CA 920544575, OCEANSIDE, CA 92054-4575

Mortgage

Document Number	0000371545
Date	Jul 13, 2020
Instrument	371545

Lender

Name	NFM CNSLTS
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2040

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2018
Property Address	214 PAJAMA DR, OCEANSIDE, CA 92054-4575
Document Number	0000456208
Instrument Date	Oct 25, 2018
Instrument	456208
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 PAJAMA DR OCEANSIDE CA 920544575, OCEANSIDE, CA 92054-4575

Mortgage

Document Number	456207
Date	Oct 31, 2018
Instrument	456207

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,341 (+2%) Land $116,274 Building $127,067
2025	$2,718.00 (+5.19%)	$238,571 (+4.04%) Land $113,995 Building $124,576
2023	$2,584.00 (+1.53%)	$229,309 Land $109,569 Building $119,740
2022	$2,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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