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214 Opal Ave, Westminster, MD 21157 Property Records

Carroll County property record for 214 Opal Ave, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,566 sqft · built 1973
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$371,000 (Sep 2017)
Tax Bill$5,050 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-009597

Property Details

APN / Parcel Number

Primary APN08-009597
Alternative APNs
  • 8009597
  • 009597

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,566 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number009597
Street Address214 OPAL AVE
CityWESTMINSTER
StateMD
Zip21157-6634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 33 - 1.10 ACS 214 OPAL AVE 9-70 PLT B SUMMER HILLS ASPEN RUN
Legal SubdivisionSUMMER HILLS ASPEN RUN
Legal Lot Number33
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group2
Census Block2010
Census Tract508200

Owner

Source: Carroll County records · APN 08-009597

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address214 OPAL AVE, WESTMINSTER, MD 21157-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG
Sep 21, 2017Grant Deed, Transfer · Conventional with PMI
NFM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Prior SaleJul 09, 1984 · Amount on Record
Deed Document Number20178811-0135
Deed Book / Page8811 / 135
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address214 OPAL AVE, WESTMINSTER, MD 21157-6634
Document Number0098590451
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedOct 08, 2020
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 OPAL AVE WESTMINSTER MD 211576634, WESTMINSTER, MD 21157-6634

Mortgage

Document Number0098590451
DateSep 21, 2020
Book Page009859/000451
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateSep 21, 2017
Property Address214 OPAL AVE, WESTMINSTER, MD 21157-6634
Document Number0088110135
Book / Page008811 / 000135
Instrument DateJul 06, 2017
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyMASTERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$371.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address214 OPAL AVE WESTMINSTER MD 211576634, WESTMINSTER, MD 21157-6634

Mortgage

Document Number88110140
DateSep 21, 2017
Book Page008811/000140
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$466,900 (+17.65%)$509,500 (+14.34%) Land $201,000 Building $308,500
2025$5,050.00 (+12.62%)
2023$4,484.00$396,867$445,600 Land $146,000 Building $299,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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