Ottawa County property record for 214 N River St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1963 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20200 |
| Primary APN | 20200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,601 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Enclosed Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20200 |
|---|---|
| Street Address | 214 N RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 2 - 3, BLK 52 NORTH MIAMI NOW COMMERCE ORDER ALLOWING 1018/141 |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 52 |
| Legal Lot Number | 2,3 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 574200 |
214 N River St is owned and occupied by two individuals who acquired it in April 2026.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 N RIVER ST, COMMERCE, OK 74339-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2026 |
| Transfer Doc | 0000001889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Apr 23, 2026 |
| Property Address | 214 N RIVER ST, COMMERCE, OK 74339-1610 |
| Document Number | 0000001889 |
| Book / Page | 1259 / 478 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261889 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 N RIVER ST, COMMERCE, OK 74339-1610 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 214 N River St was $480 with a homeowner's exemption, up 0.8% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,127 (+2.99%) Land $207 Building $5,920 | $53,753 (-0.67%) Land $1,819 Building $51,934 | |
| 2025 | $480.00 (+0.84%) Homeowner's exemption | $5,949 (+3%) Land $207 Building $5,742 | $54,114 (-5.44%) Land $1,819 Building $52,295 |
| 2024 | $476.00 (+14.98%) Homeowner's exemption | $5,776 (+3%) Land $207 Building $5,569 | $57,230 (-) Land $1,819 Building $55,411 |
| 2023 | $414.00 (+1.97%) Homeowner's exemption | $5,608 (+3.01%) Land $207 Building $5,401 | $57,230 (-) Land $1,819 Building $55,411 |
| 2022 | $406.00 Homeowner's exemption | $5,444 Land $207 Building $5,237 | $57,230 Land $1,819 Building $55,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 N River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 214 N River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: BOLT Fiber, T-Mobile.
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