214 N Hardy Ave, Independence, MO 64053 Property Records

Jackson County property record for 214 N Hardy Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,488 sqft · built 1922
Lot Size	0.252 acres (10,994 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Jan 2022)
Tax Bill	$468 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-720-12-27`

Property Details

APN / Parcel Number

Primary APN	`14-720-12-27`
Alternative APNs	`14-720-12-27-00-0-00-000` `14720121102000000` `1855864`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,994 sqft (0.252 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1855864
Street Address	214 N HARDY AVE
City	INDEPENDENCE
State	MO
Zip	64053-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON LITHIA PLACE REPLAT LOTS 199A, 201A & 203A---LOT 199 A
Legal Subdivision	JACKSON LITHIA PLACE
Legal Block	1
Legal Lot Number	199A
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1022
Census Tract	11001

Owner

214 N Hardy Ave is owned and occupied by two individuals who acquired it in July 2024.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Intrafamily Transfer, Transfer
Jan 4, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Jan 3, 2012 · Amount on File
Deed Document Number	2022E1063
Last Transfer Date	Jul 16, 2024
Transfer Doc	00E0052714
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 18, 2022
Property Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330
Document Number	00E0005476
Instrument Date	Jan 18, 2022
Instrument	2022E0005476
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 4, 2022
Property Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330
Document Number	00E0001063
Instrument Date	Jan 3, 2021
Instrument	2022E0001063
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330

Mortgage

Document Number	00E0001064
Date	Jan 4, 2022
Instrument	2022E0001064

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330
Document Number	0000E52767
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	214 N HARDY AVE INDEPENDENCE MO 640531330, INDEPENDENCE, MO 64053-1330

Mortgage

Document Number	0000E52767
Date	Jun 23, 2020
Instrument	52767E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jun 22, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	214 N HARDY AVE, INDEPENDENCE, MO 64053-1330
Document Number	0000E26028
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N HARDY AVE INDEPENDENCE MO 640531330, INDEPENDENCE, MO 64053-1330

Mortgage

Document Number	0000E26028
Date	Mar 24, 2017
Instrument	26028E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 23, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 214 N Hardy Ave was $468, down 65.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,813 (-) Land $3,509 Building $9,304	$67,440 (-)
2025	$468.00 (-65.71%)	$12,813 Land $3,509 Building $9,304	$67,440
2024	$1,365.00 (+2.48%)
2023	$1,332.00	$38,304 Land $2,782 Building $35,522	$201,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 214 N Hardy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 N Hardy Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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