214 Morehead St, Troy, OH 45373 Property Records

Miami County property record for 214 Morehead St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jun 2011)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017170`

Property Details

APN / Parcel Number

Primary APN	`D08-017170`
Alternative APNs	`050627.3-10-010-00` `D08SE024 01800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,872 sqft
Attic	Attic
Attic Area	225 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	52 sqft
Patio Area	234 sqft
Canopy	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	214 MOREHEAD ST
City	TROY
State	OH
Zip	45373-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1476 48
Legal Lot Number	1476
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3019
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	214 MOREHEAD ST, TROY, OH 45373-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 22, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jun 14, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2011 · Amount on Record
Deed Sale	Jun 2, 2011 · Amount on Record
Prior Sale	Feb 3, 2011 · Amount on Record
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 MOREHEAD ST, TROY, OH 45373-3728
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 MOREHEAD ST, TROY, OH 45373-3728

Mortgage

Document Number	0000009257
Date	Jun 14, 2022
Instrument	2022OR-09257

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 MOREHEAD ST, TROY, OH 45373-3728
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010959
Date	Jun 22, 2021
Instrument	2021OR-10959

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 MOREHEAD ST, TROY, OH 45373-3728
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006441
Date	Jun 14, 2019
Instrument	2019OR-06441

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2039

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 MOREHEAD ST, TROY, OH 45373-3728
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006442
Date	Jun 14, 2019
Instrument	2019OR-06442

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	214 MOREHEAD ST, TROY, OH 45373-3728
Document Number	0000010801
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 MOREHEAD ST TROY OH 453733728, TROY, OH 45373-3728

Mortgage

Document Number	0000010801
Date	Aug 31, 2017
Instrument	10801

Lender

Name	FIFTH THIRD BK/WSTN OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+146.54%) Homeowner's exemption	$55,060 (+46.87%) Land $7,980 Building $47,080	$157,300 (+46.87%) Land $22,800 Building $134,500
2024	$780.00 (-43.68%) Homeowner's exemption	$37,490 (-) Land $8,330 Building $29,160
2023	$1,385.00 (+114.06%) Homeowner's exemption	$37,490 (-) Land $8,330 Building $29,160	$107,100 (-) Land $23,800 Building $83,300
2022	$647.00 Homeowner's exemption	$37,490 Land $8,330 Building $29,160	$107,100 Land $23,800 Building $83,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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