Fond Du Lac County property record for 214 Locust St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,305 sqft · built 1900 |
| Lot Size | 0.591 acres (25,744 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (May 2023) |
| Tax Bill | $4,625 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-CE-804-00 |
| Primary APN | RIP-16-14-99-CE-804-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,305 sqft Living Area |
| 1st Floor Area | 1,087 sqft |
| 2nd Floor Area | 392 sqft |
| Basement Area | 1,087 sqft |
| Finished Basement | 826 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 25,744 sqft (0.591 acres) |
| Lot Dimensions | 22.4 ft deep x 11.5 ft wide |
| Garage Type | Detached |
| Garage Area | 2,250 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 900 sqft |
| Deck Area | 168 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 214 LOCUST ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S20 T16N R14E CERESCO PLAT N 1/2 OF LOT 4 BLK 17 ALSO S 1/2 VAC ALLEY ADJ ON N & E 1/2 VAC ALLEY ADJ ON W |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 20 |
| Legal Subdivision | CERESCO PLAT |
| Legal Block | 17 |
| Legal Lot Number | 4 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 41600 |
Source: Fond Du Lac County records · APN RIP-16-14-99-CE-804-00
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Nov 20, 2015 | Deed of Trust, Mortgage · Line of Credit ANCHORBANK FSB |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 26, 2011 | Deed of Trust, Mortgage · Line of Credit ANCHOR BANK |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage HORICON BANK |
| May 18, 2023 | |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Sep 06, 2016 · Amount on Record |
| Deed Document Number | 20231183473 |
| Prior Transfer Date | Feb 29, 2008 |
| Prior Transfer Doc | 0000914688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0001169465 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 1169465 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | May 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Document Number | 0001187695 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 1187695 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001061044 |
|---|---|
| Date | Nov 20, 2015 |
| Instrument | 1061044 |
| Name | ANCHORBANK FSB |
|---|---|
| Type | Bank |
| Address | MADISON, WI 53703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0001139946 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 1139946 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000975021 |
|---|---|
| Date | Jan 26, 2011 |
| Instrument | 975021 |
| Name | ANCHOR BANK |
|---|---|
| Type | Bank |
| Address | RIPON, WI 54971 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Mar 10, 2026 |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Document Number | 0001220517 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 1220517 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | GREEN LAKE TITLE, GREEN LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Investor | Possibly a Property Investor |
| Document Number | 0001220518 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 1220518 |
| Name | HORICON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Jurisdiction | FOND DU LAC WI |
|---|---|
| Recording Date | May 18, 2023 |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Document Number | 0001183473 |
| Instrument Date | May 11, 2023 |
| Instrument | 1183473 |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 214 LOCUST ST, RIPON, WI 54971-1422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GUARANTY TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 1139946 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 1139946 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2045 |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,625.00 (+8.31%) | $190,500 (-) Land $27,500 Building $163,000 | $293,817 (+31.28%) Land $42,415 Building $251,402 |
| 2023 | $4,270.00 | $190,500 Land $27,500 Building $163,000 | $223,801 Land $32,307 Building $191,494 |
Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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