214 Lakeledge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 214 Lakeledge Rd, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property TypeUnder Construction
Details3 bd · 3 ba · 987 sqft
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$18,000 (Dec 2021)
Tax Bill$770 (2025)
Deeds & MortgagesOct 2022 Construction Loan
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-06-7894-000

Property Details

APN / Parcel Number

Primary APN1950-06-7894-000
Alternative APN
  • 1847485

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Building Area987 sqft Living Area

Exterior

Architectural StyleRustic
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1847485
Street Address214 LAKELEDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8121
Property CategoryOther
Property TypeOther > Under Construction
Legal DescriptionCREEKRIDGE 196
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1029
Census Tract921000

Owner

Source: Watauga County records · APN 1950-06-7894-000

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85353 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9067
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 13, 2021Warranty Deed, Transfer
FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY
Dec 13, 2021Warranty Deed, Transfer
24 HOUR TITLE LLC, 24 HOUR TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleDec 13, 2021 · Amount on Record
Deed Document Number2021714926
Deed Book / Page2242 / 865
Prior Transfer DateOct 24, 2017
Prior Transfer Doc0000664427
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address214 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8121
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023040358
DateOct 26, 2022
Book Page2304/358
Instrument725670
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.1%
Type Change DateDec 01, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.1%
IndexOther
Margin3
Max Rate9.1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 13, 2021
Property Address214 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8121
Document Number0022420865
Book / Page2242 / 865
Map ReferenceMB 7 PG 39
Instrument DateDec 09, 2021
Instrument714926
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$36.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8121

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 13, 2021
Property Address214 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8121
Document Number0022420817
Book / Page2242 / 817
Map ReferenceMB 7 PG 39
Instrument DateDec 08, 2021
Instrument714915
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title Company24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

AmountAmount Recorded
Tax$14.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 9366, GREENVILLE, SC 29604-9366

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8121
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$770.00$204,500 (+1,011.41%) Land $18,400 Building $186,100
2024$185,600 Land $18,400 Building $167,200
2023$18,400 Land $18,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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