Kenton County property record for 214 Lake St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 810 sqft · built 1930 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Aug 2025) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Sep 2023 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 026-41-08-009.00 |
| Primary APN | 026-41-08-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 810 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 100 ft deep x 2 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 214 LAKE ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEAVER ALL J K L 2ND ADDN 92 1/2'X 100' 0.212 ACS SWS LAKE ST |
| Legal Subdivision | WEAVER J J |
| Legal Phase | 2 |
| Legal Lot Number | J,K |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 66900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Sep 22, 2023 | Intrafamily Transfer, Transfer |
| Aug 14, 2020 | Warranty Deed, Transfer REGIONS MTG |
| Nov 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 20253 |
| Deed Book / Page | 360 / 135 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 0005900143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 27, 2025 |
| Property Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0005900003 |
| Book / Page | KC 360 / 135 |
| Map Reference | PL 351 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 25082805900003 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | HOMESTEAD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 HACIENDA CT, VILLA HILLS, KY 41017-1054 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0005900004 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 25082805900004 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 22, 2023 |
| Property Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0005900030 |
| Book / Page | KC 248 / 7 |
| Map Reference | PL 351 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 23092205900030 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 14, 2020 |
| Property Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0000000085 |
| Book / Page | 000037 / 000244 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214-220 LAKE ST LUDLOW KY 410161335, LUDLOW, KY 41016-1335 |
| Document Number | 86 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 000M83/000155 |
| Instrument | 86 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 19, 2019 |
| Property Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0000000106 |
| Book / Page | 0C6805 / 000233 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 106 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 214 LAKE ST LUDLOW KY 410161335, LUDLOW, KY 41016-1335 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 19, 2019 |
| Property Address | 214 LAKE ST, LUDLOW, KY 41016-1335 |
| Document Number | 0000000112 |
| Book / Page | 0C6805 / 000251 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 112 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 214 LAKE ST LUDLOW KY 410161335, LUDLOW, KY 41016-1335 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (+83.49%) Land $15,000 Building $205,000 | $220,000 (+83.49%) Land $15,000 Building $205,000 | |
| 2025 | $1,565.00 (+1.43%) | $119,900 (-) Land $10,000 Building $109,900 | $119,900 (-) Land $10,000 Building $109,900 |
| 2023 | $1,543.00 (+0.92%) | $119,900 (-) Land $10,000 Building $109,900 | $119,900 (-) Land $10,000 Building $109,900 |
| 2022 | $1,529.00 | $119,900 Land $10,000 Building $109,900 | $119,900 Land $10,000 Building $109,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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