214 Heathergate Ln, Stanley, NC 28164 Property Records

Gaston County property record for 214 Heathergate Ln, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,702 sqft · built 1992
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,500 (Sep 2024)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14039 00815`

Property Details

APN / Parcel Number

Primary APN	`14039 00815`
Alternative APN	`174828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,702 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	31,363 sqft (0.72 acres)
Pool Area	450 sqft
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 HEATHERGATE LN
City	STANLEY
State	NC
Zip	28164-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HEATHER RIDGE L 14 14 039 008 15 000
Legal Subdivision	HEATHER RIDGE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1009
Census Tract	30103

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 HEATHERGATE LN, STANLEY, NC 28164-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Feb 14, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Book / Page	5508 / 1046
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0043430623
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	214 HEATHERGATE LN, STANLEY, NC 28164-9401
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052681314
Date	Sep 21, 2021
Book Page	5268/1314

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 27, 2020
Property Address	214 HEATHERGATE LN, STANLEY, NC 28164-9401
Document Number	0051110555
Book / Page	5111 / 555
Map Reference	MB 43 PG 70
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3519 NAVAJO DR, 3519, MAIDEN, NC 28650-9433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 HEATHERGATE LN, STANLEY, NC 28164-9401

Mortgage

Document Number	0051110557
Date	Mar 27, 2020
Instrument	5111/0557

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	214 HEATHERGATE LN, STANLEY, NC 28164-9401
Document Number	0050251421
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 HEATHERGATE LN STANLEY NC 281649401, STANLEY, NC 28164-9401

Mortgage

Document Number	0050251421
Date	Feb 19, 2019
Book Page	005025/001421

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00	$432,600 (-) Land $32,500 Building $400,100
2025	$3,088.00 (+2.73%)	$432,600 (-) Land $32,500 Building $400,100
2023	$3,006.00	$432,600 Land $32,500 Building $400,100
2021			$269,850 Land $32,500 Building $237,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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