214 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 214 Harbor Cir, Panacea, FL 32346 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,388 sqft · built 1984
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$365,900 (May 2021)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1013-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1013-0000-0330`
Alternative APN	`01W07S06101300000330`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	224 sqft
Deck Area	88 sqft
Storage Building	216 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 HARBOR CIR
City	PANACEA
State	FL
Zip	32346-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 3 LOT 33 ALLIGATOR HARBOR OR 203/580 204/185 218/502-3 619/50 638/543 1052/21 1153/621 1301/761
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIGATOR HARBOR
Legal Lot Number	33
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2006
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1013-0000-0330

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Oct 01, 2015 · Amount on Record
Deed Document Number	20213229
Deed Book / Page	1301 / 761
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 21, 2021
Property Address	214 HARBOR CIR, ALLIGATOR POINT, FL 32346-5132
Document Number	0019003229
Book / Page	1301 / 761
Map Reference	MB 4 PG 16
Instrument Date	May 21, 2021
Instrument	202119003229
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,561.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 KNOTTY PINE ST, 14, PANACEA, FL 32346-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174

Mortgage

Document Number	0000000763
Date	May 21, 2021
Instrument	1301/763

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00 (-2.02%)	$323,784 (-8.07%) Land $61,875 Building $261,909	$323,784 (-8.07%) Land $61,875 Building $261,909
2024	$3,563.00 (+11.14%)	$352,206 (+26.75%) Land $86,625 Building $265,581	$352,206 (+26.75%) Land $86,625 Building $265,581
2023	$3,206.00 (+1.71%)	$277,884 (+4.54%) Land $74,250 Building $203,634	$277,884 (+4.54%) Land $74,250 Building $203,634
2022	$3,152.00	$265,820 Land $74,250 Building $191,570	$265,820 Land $74,250 Building $191,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.