214 Gracecroft Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 214 Gracecroft Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	3 ba · 1,356 sqft · built 1999
Lot Size	0.038 acres (1,664 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Feb 2020)
Tax Bill	$2,305 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-054749`

Property Details

APN / Parcel Number

Primary APN	`06-054749`
Alternative APNs	`6054749` `054749`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,356 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,664 sqft (0.038 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054749
Street Address	214 GRACECROFT CT
City	HAVRE DE GRACE
State	MD
Zip	21078-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 34 1664 SF 214 GRACECROFT COURT GRACECROFT S1 PT 93/37
Legal Subdivision	GRACECROFT
Legal Lot Number	34
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

214 Gracecroft Ct, a townhouse, is owned and occupied by an individual who bought it in February 2020.

Source: Harford County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2020	Deed, Transfer · VA Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Book / Page	13704 / 347
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Sep 30, 2026
Property Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Document Number	1731000008
Book / Page	17310 / 8
Instrument Date	Sep 17, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	1731000008,
Date	Sep 30, 2026
Book Page	17310/8

Lender

Name	MERIDIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557

Mortgage

Document Number	0159250362
Date	Jun 2, 2023
Book Page	15925/362

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146500444
Date	Apr 9, 2021
Book Page	14650/444

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 21, 2020
Property Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Document Number	0137040347
Book / Page	13704 / 0347
Map Reference	MB 93 FO 37
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	214 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557

Mortgage

Document Number	0013704354
Date	Feb 21, 2020
Instrument	13704/354

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 214 Gracecroft Ct was $2,305, up 16.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,305.00 (+16.71%)	$241,800 (+7.71%)	$259,100 (-) Land $70,000 Building $189,100
2025	$1,975.00	$224,500	$259,100 Land $70,000 Building $189,100
2023		$199,233	$207,200 Land $56,000 Building $151,200
2022	$1,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Gracecroft Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Gracecroft Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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