Oswego County and Oswego City property record for 214 Ellen St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,290 sqft · built 1959 |
| Lot Size | 0.209 acres (9,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 2020) |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.29-04-01 |
| Primary APN | 351200 146.29-04-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,112 sqft (0.209 acres) |
| Lot Dimensions | 136 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 350 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6908 |
|---|---|
| Street Address | 214 ELLEN ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21603 |
Source: Oswego County and Oswego City records · APN 351200 146.29-04-01
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Nov 24, 2025 | Intrafamily Transfer, Transfer |
| Nov 18, 2022 | Intrafamily Transfer, Transfer |
| Dec 11, 2020 | Warranty Deed, Transfer M&T BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2000 · Amount on Record |
| Deed Document Number | 2020R2020012259 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000000585 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Document Number | 0000001487 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | R-2026-001487 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 24, 2025 |
| Property Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Document Number | 0000000585 |
| Instrument Date | Nov 24, 2025 |
| Instrument | R-2025-010585 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 COUNTY ROUTE 1, OSWEGO, NY 13126-6235 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 18, 2022 |
| Property Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Document Number | 0000002717 |
| Instrument Date | Nov 17, 2022 |
| Instrument | R-2022-012717 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 COUNTY ROUTE 1, 838, OSWEGO, NY 13126-6235 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 838 COUNTY ROUTE 1, OSWEGO, NY 13126-6235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 11, 2020 |
| Property Address | 214 ELLEN ST, OSWEGO, NY 13126-2442 |
| Document Number | 0000012260 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 12260 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 BONNE VISTA DR BANEBERRY TN 378904835, BANEBERRY, TN 37890-4835 |
| Document Number | 12261 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 12261 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | 1 M AND T PLZ, BUFFALO, NY 14203-2309 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 10, 2045 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,506.00 (-44.51%) | $187,000 (-) Land $21,200 Building $165,800 | $187,000 (-) Land $21,200 Building $165,800 |
| 2024 | $6,318.00 | $187,000 (+43.85%) Land $21,200 Building $165,800 | $187,000 (+19.39%) Land $21,200 Building $165,800 |
| 2023 | $130,000 Land $19,500 Building $110,500 | $156,627 Land $23,494 Building $133,133 |
Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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