214 Elder Ln, Fox River Grove, IL 60021 Property Records

McHenry County property record for 214 Elder Ln, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,964 sqft · built 1999
Lot Size	0.454 acres (19,777 sqft)
Owner	Trust Name on File
Last Sale	$301,000 (Oct 1999)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-19-180-066`

Property Details

APN / Parcel Number

Primary APN	`20-19-180-066`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,964 sqft
Gross Area	4,583 sqft
1st Floor Area	1,635 sqft
2nd Floor Area	1,329 sqft

Exterior

Year Built	Built 1999
Exterior Material	Frame Siding
Lot Area	19,777 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	214 ELDER LN
City	FOX RIVER GROVE
State	IL
Zip	60021-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0004884 LT 18 MAPLEWOOD MEADOW ESTATES
Legal Range	09E
Legal Township	43N
Legal Section	19
Legal Subdivision	MAPLEWOOD MEADOW ESTATES
Legal Tract	1
Legal Block	180
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	5
Census Block	5001
Census Tract	871402

Owner

214 Elder Ln is owner-occupied and held in a trust since February 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Mailing Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALGONQUIN STATE BANK NA
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ALGONQUIN STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1999 · Amount on File
Deed Sale	Oct 7, 1999 · Amount on File
Prior Sale	Jul 27, 2018
Deed Document Number	0000069940
Deed Book / Page	2019
Last Transfer Date	Feb 25, 2019
Transfer Doc	0000004884
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029650
Date	Oct 24, 2025
Instrument	2025R0029650

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053137
Date	Dec 7, 2020
Instrument	2020R0053137

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 25, 2019
Property Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532
Document Number	0000004884
Instrument Date	Jan 25, 2019
Instrument	4884
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	214 ELDER LN FOX RIVER GROVE IL 600211532, FOX RIVER GROVE, IL 60021-1532

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jul 27, 2018
Property Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532
Document Number	0000025342
Instrument Date	Jul 17, 2018
Instrument	2018R0025342
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 ELDER LN, FOX RIVER GROVE, IL 60021-1532

Mortgage

Document Number	0000025343
Date	Jul 27, 2018
Instrument	2018R0025343

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$136,211 Land $36,390 Building $99,821	$408,633 Land $109,170 Building $299,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 Elder Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	32 (1979–2026)
Claims Outside the SFHA	6 of 32
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Elder Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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