Cheboygan County property record for 214 E State St, Cheboygan, MI 49721 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-W59-026-009-00 |
| Primary APN | 052-W59-026-009-00 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Street Address | 214 E STATE ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST DUNCAN, WLY 51 FT OF LOTS 7 & 8, BLK 26. (SEC 32, T38N,R1W) 967/788;1022/581;1052/719;1576/397 |
| Legal Range | 01W |
| Legal Township | 038 |
| Legal Section | 32 |
| Legal Subdivision | WEST DUNCAN |
| Legal Lot Number | 7-8 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960300 |
Source: Cheboygan County records · APN 052-W59-026-009-00
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLETCHER FAMILY TRUST 2012 |
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Feb 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLETCHER FAMILY TRUST 2012 |
| Nov 14, 2016 | Deed of Trust, Mortgage CHEMICAL BANK |
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Feb 24, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 |
| Deed Sale | Feb 24, 2026 |
| Prior Sale | Nov 15, 2006 · Amount on Record |
| Deed Book / Page | 1576 / 397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Document Number | 0000001576/0000000399 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 0000001576/0000000399 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 N HURON ST, CHEBOYGAN, MI 49721-1624 |
| Document Number | 0000001438/0000000122 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 0000001438/0000000122 |
| Name | PLETCHER FAMILY TRUST 2012 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Document Number | 0000001576/0000000411 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 0000001576/0000000411 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Document Number | 0000001576/0000000399 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 0000001576/0000000399 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 N HURON ST, CHEBOYGAN, MI 49721-1624 |
| Document Number | 0000001438/0000000122 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 0000001438/0000000122 |
| Name | PLETCHER FAMILY TRUST 2012 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01320/0895 |
|---|---|
| Date | Nov 14, 2016 |
| Book Page | 1320/0895 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Document Number | 0000001576/0000000411 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 0000001576/0000000411 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Feb 24, 2026 |
| Property Address | 214 E STATE ST, CHEBOYGAN, MI 49721-1754 |
| Document Number | 001576/397 |
| Book / Page | 1576 / 397 |
| Instrument Date | Feb 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2725 KITCHEN RD, CHEBOYGAN, MI 49721-8574 |
| Document Number | 0001576399 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 1576/399 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,500 (+19.62%) | $139,000 (+19.62%) | |
| 2025 | $1,409.00 (+1.59%) | $58,100 (+36.38%) | $116,200 (+36.38%) |
| 2024 | $1,387.00 (+18.14%) | ||
| 2023 | $42,600 | $85,200 | |
| 2022 | $1,174.00 |
Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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