214 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 214 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,190 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$3,090 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D029 305240701`

Property Details

APN / Parcel Number

Primary APN	`D029 305240701`
Alternative APN	`146945`

Interior

Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2013
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	158 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Location & Zoning

Account Number	146945
Old Parcel Number	D029 305240701
Street Address	214 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUMAS J P ADDN, BLOCK 40, LOT 5, ACRES .1722
Legal Subdivision	DUMAS J P ADDN
Legal Block	40
Legal Lot Number	5
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 E MONTEREY ST, DENISON, TX 75021-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO
Apr 22, 2022	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 8, 2018	Vendor's Lien, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Feb 23, 2017	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Prior Sale	Nov 8, 2018
Deed Document Number	2022-13898
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	214 E MONTEREY ST, DENISON, TX 75021-6622
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MONTEREY ST, DENISON, TX 75021-6622

Mortgage

Document Number	0000035545
Date	Dec 21, 2020
Instrument	2020-00035545

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2048

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 22, 2022
Property Address	214 E MONTEREY ST, DENISON, TX 75021-6622
Document Number	0000013898
Map Reference	VOL Y PG 324
Instrument Date	Apr 21, 2022
Instrument	2022-13898
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CLARK ST, WHITESBORO, TX 76273-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MONTEREY ST, DENISON, TX 75021-6622

Mortgage

Document Number	0000013899
Date	Apr 22, 2022
Instrument	2022-13899

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 8, 2018
Property Address	214 E MONTEREY ST, DENISON, TX 75021-6622
Document Number	0000025089
Map Reference	VOL Y PG 324
Instrument Date	Nov 7, 2018
Instrument	2018-00025089
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MONTEREY ST, DENISON, TX 75021-6622

Mortgage

Document Number	0000025090
Date	Nov 8, 2018
Instrument	2018-00025090

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 23, 2017
Property Address	214 E MONTEREY ST, DENISON, TX 75021-6622
Document Number	0000003653
Book / Page	5953 / 00580
Map Reference	VOL Y PG 324
Instrument Date	Feb 22, 2017
Instrument	2017-00003653
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MONTEREY ST, DENISON, TX 75021-6622

Mortgage

Document Number	0000003654
Date	Feb 23, 2017
Instrument	2017-00003654

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,399 (-14.63%) Land $34,875 Building $130,524	$165,399 (-14.63%) Land $34,875 Building $130,524
2024	$3,090.00 (+22.72%)
2023		$193,749 Land $34,950 Building $158,799	$193,749 Land $34,950 Building $158,799
2022	$2,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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