214 E Main St, Westphalia, MI 48894 Property Records

Clinton County property record for 214 E Main St, Westphalia, MI 48894 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,636 sqft · built 1910
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jan 2026)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-000-008-020-05`

Property Details

APN / Parcel Number

Primary APN	`161-000-008-020-05`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,163 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	118,048 sqft (2.71 acres)
Lot Dimensions	245 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	1,015 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	214 E MAIN ST
City	WESTPHALIA
State	MI
Zip	48894-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 135 FT W OF NE CORNER OF NW 1/4 OF NW 1/4 SEC 9 T6N R4W, TH S 245 FT, W 108 FT, N 245 FT E 108 FT, TO BEG BEING PART OF
Legal Range	04W
Legal Township	06N
Legal Section	09
Legal Subdivision	VILLAGE WESTPHALIA
Legal Block	8
Legal Lot Number	20
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1043
Census Tract	10400

Owner

Source: Clinton County records · APN 161-000-008-020-05

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 06, 2026	Warranty Deed, Transfer · Conventional Mortgage PFCU
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2026 · Amount on Record
Deed Sale	Jan 06, 2026 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	20265360845
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005264042
Date	Mar 01, 2018
Instrument	5264042

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 06, 2026
Property Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800
Document Number	0005360845
Instrument Date	Dec 05, 2025
Instrument	5360845
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, ELEVATE TITLE AGENCY OF MICH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800

Mortgage

Document Number	0005360846
Date	Jan 06, 2026
Instrument	5360846

Lender

Name	PFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 29, 2022
Property Address	214 E MAIN ST, WESTPHALIA, MI 48894-9800
Document Number	0005328528
Instrument Date	Aug 26, 2022
Instrument	5328528
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 E MAIN ST, 214, WESTPHALIA, MI 48894-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13900 N SNOWAPPLE RD APT 16, 16, DEWITT, MI 48820-9048

Mortgage

Document Number	0005328529
Date	Aug 29, 2022
Instrument	5328529

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,600 (+20.62%) Land $38,500 Building $165,100	$407,200 (+20.62%) Land $77,000 Building $330,200
2025	$1,870.00 (-56.31%) Homeowner's exemption	$168,800 (+15.7%) Land $36,100 Building $132,700	$337,600 (+15.7%) Land $72,200 Building $265,400
2024	$4,280.00 (+62.86%)
2023		$145,900	$291,800
2022	$2,628.00 (+14.46%)
2020	$2,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Chapin Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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