214 E Main St, Waverly, VA 23890 Property Records

Sussex County property record for 214 E Main St, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1962
Owner	Individual Name on File
Last Sale	$82,000 (Sep 2020)
Tax Bill	$433 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28A8-1-A-9`

Property Details

APN / Parcel Number

Primary APN	`28A8-1-A-9`
Alternative APN	`2826`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1962

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2826
Street Address	214 E MAIN ST
City	WAVERLY
State	VA
Zip	23890-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE E MAIN ST LOT 9
Legal Lot Number	9
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	3
Census Block	3025
Census Tract	870300

Owner

214 E Main St is owned and occupied by an individual who bought it in September 2020.

Source: Sussex County records, as of December 24, 2025

Owner of Record	Individual Name on File
Mailing Address	214 E MAIN ST, WAVERLY, VA 23890-3241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Deed Document Number	200000836
Deed Book / Page	305 / 81
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX VA
Property Address	214 E MAIN ST, WAVERLY, VA 23890-3241
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000320/640
Date	Oct 6, 2022
Book Page	320/640
Instrument	220001102

Lender

Name	MR COOPER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Sep 14, 2020
Property Address	214 E MAIN ST, WAVERLY, VA 23890-3241
Document Number	305/81
Book / Page	305 / 81
Instrument Date	Aug 18, 2020
Instrument	200000836
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E MAIN ST, WAVERLY, VA 23890-3241

Mortgage

Document Number	200000837
Date	Sep 14, 2020
Instrument	200000837

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 214 E Main St was $433.

Source: Sussex County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00	$81,800 Land $17,300 Building $64,500
2023		$81,800 Land $17,300 Building $64,500	$81,800 (-) Land $17,300 Building $64,500
2022			$81,800 Land $17,300 Building $64,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ruralband.

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