Clinton County property record for 214 E Main St, Elsie, MI 48831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,598 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Apr 2022) |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Nov 2005 Mortgage May 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-013-200-090-00 |
| Primary APN | 061-013-200-090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 532 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 214 E MAIN ST |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | COM. 54 RODS E & 2 RODS S OF NW CORNER OF SEC 13 T8N R1W, TH S 10 RDS, E 4 RDS, N 10 RDS, W 4 RDS TO BEG. VILLAGE OF ELSIE |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 13 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DUPLAIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10702 |
Source: Clinton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2005 | Deed of Trust, Mortgage MICHIGAN STATE UNIVERSITY FCU |
| May 31, 2023 | Redemption Deed, Transfer |
| Apr 11, 2022 | Warranty Deed, Transfer |
| Dec 2, 2021 | Sheriff's Deed, Foreclosure |
| Mar 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 15, 2006 | Warranty Deed, Transfer · ARM FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 20225323928 |
| Prior Transfer Date | Nov 16, 2004 |
| Prior Transfer Doc | 0005070161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0005090684 |
|---|---|
| Date | Nov 10, 2005 |
| Instrument | 5090684 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | 600 SPARTAN AVE, EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Index | Prime Rate |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 31, 2023 |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Document Number | 0005335682 |
| Instrument Date | May 30, 2023 |
| Instrument | 5335682 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 11, 2022 |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Document Number | 0005323928 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 5323928 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E MAIN ST, 214, ELSIE, MI 48831-5100 |
| Name | Verified Name |
|---|---|
| Address | 3639 LUCIE ST, LANSING, MI 48911-2800 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Dec 2, 2021 |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Document Number | 0005318898 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 5318898 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Mar 7, 2017 |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Document Number | 5251497 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 5251497 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E MAIN ST, 214, ELSIE, MI 48831-5100 |
| Name | Verified Name |
|---|---|
| Address | 9950 W BRIGGS RD, TRUFANT, MI 49347-9787 |
| Investor | Possibly a Property Investor |
| Document Number | 5251498 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 5251498 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Nov 15, 2006 |
| Property Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Document Number | 0005109091 |
| Instrument Date | Nov 10, 2006 |
| Instrument | 5109091 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATIC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E MAIN ST, ELSIE, MI 48831-5100 |
| Name | Verified Name |
|---|---|
| Address | 3985 HEARTHSIDE DR, HOLT, MI 48842-9746 |
| Document Number | 0005109092 |
|---|---|
| Date | Nov 15, 2006 |
| Instrument | 5109092 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Duplain Township |
| Municipality | Elsie Village |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,300 (-3.26%) Land $3,300 Building $59,000 | $124,600 (-3.26%) Land $6,600 Building $118,000 | |
| 2025 | $656.00 (-60.91%) Homeowner's exemption | $64,400 (+26.27%) Land $3,300 Building $61,100 | $128,800 (+26.27%) Land $6,600 Building $122,200 |
| 2024 | $1,678.00 (+84.19%) | ||
| 2023 | $911.00 Homeowner's exemption | $51,000 | $102,000 |
| 2022 | $911.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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