214 E Lake Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 214 E Lake Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,184 sqft · built 1924
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jan 2017)
Tax Bill	$8,612 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-032-02`

Property Details

APN / Parcel Number

Primary APN	`017-032-02`
Alternative APN	`017-032-02-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,184 sqft Living Area
Gross Area	2,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Tile
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	214 E LAKE AVE
City	WATSONVILLE
State	CA
Zip	95076-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CREDIT UNION
Apr 6, 2022	Intrafamily Transfer, Transfer
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jan 31, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20173642
Last Transfer Date	Mar 26, 2022
Transfer Doc	0000011141
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2026
Property Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000015863
Instrument Date	Jul 8, 2026
Instrument	202615863
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718

Mortgage

Document Number	0000015863,
Date	Jul 14, 2026
Instrument	202615863

Lender

Name	PROVIDENT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 6, 2022
Property Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000011141
Instrument Date	Mar 26, 2022
Instrument	2022-0011141
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Investor	Possibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718

Mortgage

Document Number	0000048452
Date	Sep 22, 2021
Instrument	2021-0048452

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000029696
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	REGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	214 E LAKE AVE WATSONVILLE CA 950764718, WATSONVILLE, CA 95076-4718

Mortgage

Document Number	0000029696
Date	Sep 30, 2019
Instrument	29696

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2017
Property Address	214 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000003642
Instrument Date	Jan 23, 2017
Instrument	3642
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	214 E LAKE AVE WATSONVILLE CA 950764718, WATSONVILLE, CA 95076-4718

Mortgage

Document Number	3643
Date	Jan 31, 2017
Instrument	3643

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,521 (+2%) Land $355,139 Building $337,382
2025	$8,612.00 (+13.02%) Homeowner's exemption	$678,943 (+4.04%) Land $348,176 Building $330,767
2023	$7,620.00 (+1.79%) Homeowner's exemption	$652,579 Land $334,656 Building $317,923	$653,760
2022	$7,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on E Lake Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures