214 E Elm St, Ovid, MI 48866 Property Records

Clinton County property record for 214 E Elm St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Oct 2023)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`580-012-300-090-00`

Property Details

APN / Parcel Number

Primary APN	`580-012-300-090-00`
Alternative APN	`12101230009000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	672 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	221 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	214 E ELM ST
City	OVID
State	MI
Zip	48866-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	W 50 FT OF E 150 FT OF N 1/2 OF CENTER 1/3 E & W, OUTLOT 2, VILLAGE OF OVID
Legal Subdivision	VILLAGE OF OVID
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3019
Census Tract	11001

Owner

Source: Clinton County assessment roll, APN 580-012-300-090-00, as of June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	214 E ELM ST, OVID, MI 48866-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	20235339476
Prior Transfer Date	Apr 17, 2003
Prior Transfer Doc	0005027627
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 19, 2023
Property Address	214 E ELM ST, OVID, MI 48866-9760
Document Number	0005339476
Map Reference	LB 21 PG 367
Instrument Date	Oct 13, 2023
Instrument	5339476
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 ROWLEY ST, OWOSSO, MI 48867-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5853 N HOLLISTER RD, ELSIE, MI 48831-9720

Mortgage

Document Number	0005339477
Date	Oct 19, 2023
Instrument	5339477

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Clinton County assessment roll as of June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,300 (+8.25%) Land $6,500 Building $36,800	$86,600 (+8.25%) Land $13,000 Building $73,600
2025	$1,048.00 (-30.55%) Homeowner's exemption	$40,000 (+26.18%) Land $3,400 Building $36,600	$80,000 (+26.18%) Land $6,800 Building $73,200
2024	$1,509.00 (+54.77%)
2023	$975.00	$31,700 (+16.12%)	$63,400 (+16.12%)
2022	$975.00 (+5.18%)	$27,300 Land $3,400 Building $23,900	$54,600 Land $6,800 Building $47,800
2020	$927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), as of May 3, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260370110013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 123 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0005100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OVID serves 1,612 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.