214 E Cowing Dr, Muncie, IN 47303 Property Records

Delaware County property record for 214 E Cowing Dr, Muncie, IN 47303

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,960 sqft · built 1949
Lot Size0.134 acres (5,820 sqft)
OwnerIndividual Name on Record
Last Sale$161,262 (Nov 2025)
Tax Bill$653 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-11-03-303-010.000-003

Property Details

APN / Parcel Number

Primary APN18-11-03-303-010.000-003
Alternative APN
  • 1103303010000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,120 sqft
AtticAttic
Attic Area1,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1959
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area5,820 sqft (0.134 acres)
Lot Dimensions970 ft deep x 600 ft wide
Garage TypeCarport
Garage Area306 sqft
CarportCarport
Carport Area306 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number11 03 303 010 000
Street Address214 E COWING DR
CityMUNCIE
StateIN
Zip47303-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWOOD ADD 0.0000ACRES STR: 032010 IN: 20 OUT:
Legal SubdivisionNORTHWOOD ADD
JurisdictionDELAWARE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1008
Census Tract1100

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 E COWING DR, MUNCIE, IN 47303-1901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleDec 30, 2009
Deed Document Number202515096
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IN
Property Address214 E COWING DR, MUNCIE, IN 47303-1901
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R20759
DateDec 9, 2021
Instrument2021R20759
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2041
Interest
Rate TypeFixed Rate

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE IN
Recording DateNov 19, 2025
Property Address214 E COWING DR, MUNCIE, IN 47303-1901
Document Number2025R15096
Map ReferencePB 05 PG 78
Instrument DateNov 10, 2025
Instrument2025R15096
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E COWING DR, MUNCIE, IN 47303-1901

Mortgage

Document Number2025R15097
DateNov 19, 2025
Instrument2025R15097
Lender
NameNEWREZ LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDelaware County
County SubdivisionCenter Township
MunicipalityMuncie City
Unified School DistrictMuncie Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$653.00 (-5.91%)$71,000 (+23.05%) Land $9,200 Building $61,800$71,000 (+23.05%) Land $9,200 Building $61,800
2024$694.00 (-1.98%)$57,700 (-) Land $9,200 Building $48,500$57,700 (-) Land $9,200 Building $48,500
2023$708.00 (+26.65%)$57,700 (+3.96%) Land $9,200 Building $48,500$57,700 (+3.96%) Land $9,200 Building $48,500
2022$559.00 (+8.97%) Homeowner's exemption$55,500 Land $9,200 Building $46,300$55,500 Land $9,200 Building $46,300
2021$513.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - MUNCIE
private · serves 74,030 people · EPA ID IN5218012
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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