214 E 7th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 214 E 7th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2023)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-02292-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02292-0000`

Exterior

Lot Area	8,276 sqft

Location & Zoning

Street Address	214 E 7TH ST S
City	LADYSMITH
State	WI
Zip	54848-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD N 66 OF LOT 7 & N 60 OF LOT 8 BLOCK 16 DOCUMENT # 367813
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	16
Legal Lot Number	7-8
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1066
Census Tract	960500

Owner

Source: Rusk County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	214 E 7TH ST S, LADYSMITH, WI 54848-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	367813
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jul 10, 2023
Property Address	214 E 7TH ST S, LADYSMITH, WI 54848-1923
Document Number	0000367813
Instrument Date	Jul 10, 2023
Instrument	367813
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367814
Date	Jul 10, 2023
Instrument	367814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	214 E 7TH ST S, LADYSMITH, WI 54848-1923
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000363615
Date	Apr 18, 2022
Instrument	363615

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+18.09%)	$58,200 (-) Land $6,100 Building $52,100	$99,400 (+36.91%)
2023	$1,459.00 (-2.67%)	$58,200 (-) Land $6,100 Building $52,100	$72,600 (+5.52%)
2022	$1,499.00	$58,200 Land $6,100 Building $52,100	$68,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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