214 E 15th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 214 E 15th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 824 sqft · built 1920
Lot Size	0.098 acres (4,260 sqft)
Owner	Individual on Record
Last Sale	$115,000 (Jun 2010)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-13-208-007`

Property Details

APN / Parcel Number

Primary APN	`8914-13-208-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Basement Area	824 sqft
Finished Basement	100 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,260 sqft (0.098 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	214 E 15TH ST
City	CEDAR FALLS
State	IA
Zip	50613-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLFFS REPLAT OF A PORTION OF BLK 8 IN JACKSON TAYLORS ADD CF LOT 7
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	WOLFFS REPLAT
Legal Block	8
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1013
Census Tract	2301

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	214 E 15TH ST, CEDAR FALLS, IA 50613-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	20102011024728
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	214 E 15TH ST, CEDAR FALLS, IA 50613-4134
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E 15TH ST, CEDAR FALLS, IA 50613-4134

Mortgage

Document Number	202300004382
Date	Sep 13, 2022
Instrument	202300004382

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 Homeowner's exemption	$147,800 (+5.23%) Land $27,250 Building $120,550	$147,800 (+5.23%) Land $27,250 Building $120,550
2024	$2,096.00 (+9.05%)
2023		$140,460 (+24.27%) Land $18,170 Building $122,290	$140,460 (+24.27%) Land $18,170 Building $122,290
2022	$1,922.00 Homeowner's exemption	$113,030 Land $18,170 Building $94,860
2021			$113,030 Land $18,170 Building $94,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (2008–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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