214 Cunningham St, Sadieville, KY 40370 Property Records

Scott County property record for 214 Cunningham St, Sadieville, KY 40370

Property Summary

Property Type	Single Family Home
Details	1,568 sqft
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (May 2021)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-00-142.000`

Property Details

APN / Parcel Number

Primary APN	`177-00-142.000`

Interior

Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,059 sqft (0.185 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	214 CUNNINGHAM ST
City	SADIEVILLE
State	KY
Zip	40370-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY SAD
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	1
Census Block	1068
Census Tract	40400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sadieville Historic District listed 2013 · 49 contributing resources · NRIS 13000566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

214 Cunningham St is owned and occupied by two individuals who bought it in May 2021.

Source: Scott County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 CUNNINGHAM ST, SADIEVILLE, KY 40370-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Jul 12, 2018	Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	2021435531
Deed Book / Page	424 / 14
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 12, 2021
Property Address	214 CUNNINGHAM ST, SADIEVILLE, KY 40370-9524
Document Number	D424/14
Book / Page	D424 / 14
Instrument Date	May 6, 2021
Instrument	435531
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 GENERAL JOHN PAYNE BLVD, 443, GEORGETOWN, KY 40324-9168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 KY HIGHWAY 32 W, SADIEVILLE, KY 40370-9067

Mortgage

Document Number	435532
Date	May 12, 2021
Instrument	435532

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 12, 2018
Property Address	214 CUNNINGHAM ST, SADIEVILLE, KY 40370-9524
Document Number	D398/822
Book / Page	D398 / 822
Instrument Date	Jul 10, 2018
Instrument	388683
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2017 CARTER CT, 2017, VERSAILLES, KY 40383-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	214 CUNNINGHAM ST, SADIEVILLE, KY 40370-9524

Mortgage

Document Number	388684
Date	Jul 12, 2018
Instrument	388684

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 214 Cunningham St was $1,662.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Sadieville City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,700 (-)	$186,700 (-)
2025	$1,662.00	$186,700	$186,700
2023	$1,676.00	$184,900 Land $12,500 Building $172,400	$184,900 Land $12,500 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Cunningham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Cunningham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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